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 FOREX: Instarem v BigPay v Transferwise, True as at 6/7/2020

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Ramjade
post Aug 6 2021, 10:17 AM

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QUOTE(edwin1002 @ Aug 5 2021, 11:35 PM)
just can send out only, can't send back money
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The only one that can send money back is transferwise. Wait for revolut to set up shop in Malaysia. If they set up shop then maybe got alternative to transferwise.
Ramjade
post Aug 6 2021, 01:00 PM

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QUOTE(tadashi987 @ Aug 6 2021, 10:42 AM)
seems to be able transfer MYR out only
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I don't see choice of transfering to sg. Only those country for immigrants like Nepal, Indonesian, Bangladesh, India.
Ramjade
post Nov 11 2021, 11:30 AM

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QUOTE(tadashi987 @ Nov 11 2021, 11:25 AM)
user posted image

just sharing, seems WISE has multi-currency card launching in Msia soon.
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Wow. That's awesome.
Ramjade
post Nov 11 2021, 11:33 AM

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QUOTE(tadashi987 @ Nov 11 2021, 11:32 AM)
as in we can put SGD in this card
spend in malaysia with their 'live-rate'?  tongue.gif
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Don't know.
Ramjade
post Dec 9 2021, 01:02 AM

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QUOTE(EDD-ed @ Nov 18 2021, 01:11 AM)
I'm still waiting for my card to arrive. Tested the card already, very good.
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How did you fund the card?

QUOTE(ericlaiys @ Dec 8 2021, 11:43 PM)
We do not need to convert that currency and able to use. Example myr. Buy in amazon with usd. Wise will auto conert or we need to covert to usd first ?
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As we cannot hold MYR in the card, don't know how to fund the card.

This post has been edited by Ramjade: Dec 9 2021, 01:03 AM
Ramjade
post Apr 19 2022, 11:12 PM

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QUOTE(Takudan @ Apr 19 2022, 09:08 PM)
PSA: BigPay dropped from my numba 1 last year to shittiest rate this year lol
user posted image
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Instarem rates good? Macam lousy only.
AirAsia not making money ma. How to support bigpay? Need to hike up rate to get more money for AirAsia.

This post has been edited by Ramjade: Apr 20 2022, 01:29 PM
Ramjade
post Apr 20 2022, 01:30 PM

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QUOTE(Takudan @ Apr 20 2022, 01:18 PM)
Yeah Instarem still shit (3rd among that list). I guess bigpay just wanted to lure in customers initially, but we can only do our part to always compare.
Sunway Money registration was shit as I had to chase them like a month after I sent all my details, but upon chasing them, I got approved immediately. Transfer wise (no pun intended), Sunway rates has been really good XD I also confirmed I got the money this morning.
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Hopefully revolut and mymy faster set up shop. More competition is good.

This post has been edited by Ramjade: Apr 20 2022, 01:30 PM
Ramjade
post Apr 20 2022, 10:34 PM

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QUOTE(dwRK @ Apr 20 2022, 07:10 PM)
also waiting to see what the digital banks can offer
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Don't put your hopes up too high. Those digital banks like grab, Shopee losing money.

We need more people like TransferWise to set up shop in Malaysia.
Ramjade
post Apr 21 2022, 09:20 AM

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QUOTE(dwRK @ Apr 21 2022, 08:36 AM)
more competition is good, no? plus we just users not investors...

but problem is once saturated no incentives for new players to come in...
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I am saying those digital banks like grab, Shopee are losing money with their grab and Shopee app.

So for them to offer digital banking at loss is something they might not do.

TransferWise is do have profits and they are listed in LSE.
Ramjade
post Jul 17 2022, 12:30 AM

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QUOTE(markadams @ Jul 16 2022, 11:52 PM)
Hi,

I read Instarem provides discount on the first transfer. Someone said rm 200 - that's quite high! Is it still valid? And if so, how to get that discount?

Besides, are there any other fintech that provides new user discount and are as good as Instarem?

Thanks
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Avoid instarem. I haven't use them for years. Lousy rates.
Ramjade
post Jul 23 2022, 09:14 PM

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QUOTE(adam1190 @ Jul 23 2022, 08:32 PM)
Anyone can advise if I want to convertĀ  Aud back to MYR, can I use sunway money?
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No you cannot. You can only send MYR out. I suggest you look for fintech in AU which can do what Sunway money does. So many Vs in Malaysia.
Xe I believed can, world remit/wise/ofx. Just Google. Key in aud10k, select MYR. Choose the one which give the most rm per aud.

This post has been edited by Ramjade: Jul 23 2022, 09:15 PM

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