will check this, as this account in public bank, require person there to fill up forms to transfer
in my case will be extremely expensive

USD-MYR-WISE- MYR-USD
for my case here may not work, I need manual forms to fill up, and is require to do multiple exchange rate

Am I doing this correctly?

Moneymatch SGD

1. RM10k to SGD
- I get SGD 3015

2. CIMB SG to IBKR USD
- USD 2 to convert
- Not sure what is exact rate is, but I'm assuming rate is ~0.748 based on the SGD 10 I have inside
- So USD 2,255 (3015 x 0.748) - 2
- Net USD 2,253

Wise - RM10k to USD

1. RM10k to USD
- I get USD 2,234
- Less USD ~1 to transfer to IKBR
- Net 2,233
It seems like SGD method is superior then. Not even a comparison unless got access to DBS multicurrency account then

Seems like my OCBC SG account is useless then..