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> SAA CCRIS, How long for the status to clear?

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SUSStupidGuyPlayComp
post Sep 19 2019, 05:06 PM

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QUOTE(Sycamore @ Sep 19 2019, 04:54 PM)
12 months.

CCRIS will record your credit record for past 12 months.

If you messed up one month and cleared the debt the next month, previous month will be marked as bad credit record until one year later it will no longer tracked on CCRIS.
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If you clear up whole loan (full settlement) then no need wait for 12 months. Usually it will take 2 weeks to 2 months to totally remove you from the CCRIS
SUSStupidGuyPlayComp
post Sep 19 2019, 06:44 PM

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QUOTE(Sycamore @ Sep 19 2019, 05:13 PM)
The record is still there.
Future month will be 0 but the past record 1 is still there until it is off record.
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No, your one is common repayment case.

Example, you pay car monthly installment, if this month you late payment, then it will indicate "1"
This record will keep for 12 months. So the "1" will only refresh after 12 months later
Like what you understand

But, if you 1 shot full settlement your car loan, like TS case
The bank will totally remove your loan record in CCRIS, your CCRIS wont indicate this loan record anymore.
is totally remove, no more 0 or 1
SUSStupidGuyPlayComp
post Sep 19 2019, 06:46 PM

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QUOTE(NotYourKuda @ Sep 19 2019, 05:16 PM)
So the bank is responsible to clear instead of BNM? I've been to the bank like 7-8 times already.
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CCRIS record is update by the creditor, mean your loan bank
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