the quicker you pay your loan the better. Just so you know in other countries from australia to US, even EU, car loans are usually 3-5 cars unless you splurge on luxury. For what we pay for 10 years here for honda/toyota, they pay 3 years.

Just thought you might want to know economic performance. So pick one thats best for your use. The axia is great if always driving in the city and dont need space. That small engine wont use much fuel as you spend most of the time stopped or continousesly accelerating/decelerating, but the honda jazz hybrid is king here though that costs much more but for pure city driving, the honda jazz hybrid pays itself in both fuel and maintenance. So gotta see other factors.