this is the biggest challenge any society will face. its very very very hard to get people to change. people tend to have the mindset, if its working, don't bother fixing it. which lead to a very stagnant growth in any industry.

It sucks that nfc payment wont grow here but it prolly due to the big players who introduced e-wallet blocking all attempt to introduce nfc payment. even the banks now chosed to go the ewallet route so really there is not a chance we will see nfc payments unless somehow all ewallet companies got hacked and really messed up everyone's finance. then maybe nfc payment can play a role.

sucks coz i prefer nfc payments over these ewallets. but our CC also have grabage tier rewards so really we are all just caveman preferring to use cash...