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 How to Apply for a Credit Card without Income Docu

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TSplouffle0789
post Aug 28 2019, 08:24 AM

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QUOTE(kons @ Aug 28 2019, 04:13 AM)
2 times in 2 day.

swipe max first day, go home pay up the card, the next day  go there swipe max again
*
The second day no need inform bank?
Automatically it will reset to 4000?
kons
post Aug 28 2019, 08:33 AM

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QUOTE(plouffle0789 @ Aug 28 2019, 08:24 AM)
The second day no need inform bank?
Automatically it will reset to 4000?
*
i went cdm to pay up the card 4000 then next day swipe again.

no need to inform bank.
jesserider223
post Aug 28 2019, 11:07 AM

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QUOTE(Mr. Najib Razak @ Aug 28 2019, 04:26 AM)
Iinm income below 3k is subject to the rule
Above 3k per month no issue
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doh.gif aiks

kons moderator said the opposite!!!

nevermind, trial and error la

if reject then reject la


TSplouffle0789
post Aug 28 2019, 12:08 PM

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QUOTE(kons @ Aug 28 2019, 08:33 AM)
i went cdm to pay up the card 4000 then next day swipe again.

no need to inform bank.
*
Is it first day is 31st,second day is 1st??
kons
post Aug 28 2019, 01:05 PM

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QUOTE(plouffle0789 @ Aug 28 2019, 12:08 PM)
Is it first day is 31st,second day is 1st??
*
nope, mid month.

else there is another way. if your credit limit 4k. u go cdm and bank in another 4k, your cc limit will be now 8k
TSplouffle0789
post Aug 28 2019, 01:17 PM

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QUOTE(kons @ Aug 28 2019, 01:05 PM)
nope, mid month.

else there is another way. if your credit limit 4k. u go cdm and bank in another 4k, your cc limit will be now 8k
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What bank are you use??so good this method
alanshore
post Aug 28 2019, 01:17 PM

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my maybank c.card gold using close to 15 years ... 28k limit

standard charted bank platinum using 2 years .... 50k limit

citibank visa using 28k limit

alliance bank when get the card ... 15k limit doh.gif ... terus gunting card ... never activated

now last week jalan jalan in shopping saw HSBC bank agent {applied the card} ... if approved card visa platinum free 24" trolley travel bag , if swipe 1.5 k in 2 months cool2.gif i wonder how much is the limit .


i just sharing my info and experience .

notworthy.gif
xcxa23
post Aug 28 2019, 01:25 PM

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Not sure how each bank with them own evaluation

Rhb said needed FD pledge, 10k limit. Current acc and FD with them
Pb said EPF statement, 5k limit. No account with them
Hlb straight 50k limit. Only saving and cds account with them, sometimes FD
kons
post Aug 28 2019, 01:26 PM

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QUOTE(plouffle0789 @ Aug 28 2019, 01:17 PM)
What bank are you use??so good this method
*
all bank cc is like that
TSplouffle0789
post Aug 28 2019, 01:36 PM

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QUOTE(xcxa23 @ Aug 28 2019, 01:25 PM)
Not sure how each bank with them own evaluation

Rhb said needed FD pledge, 10k limit. Current acc and FD with them
Pb said EPF statement, 5k limit. No account with them
Hlb straight 50k limit. Only saving and cds account with them, sometimes FD
*
How many money in your fd?
xcxa23
post Aug 28 2019, 01:49 PM

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QUOTE(plouffle0789 @ Aug 28 2019, 01:36 PM)
How many money in your fd?
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Usually 100k++
Sometimes 2 cert 100k++ but deposited not same day due to maturity and promo
TSplouffle0789
post Aug 28 2019, 01:57 PM

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QUOTE(xcxa23 @ Aug 28 2019, 01:49 PM)
Usually 100k++
Sometimes 2 cert 100k++ but deposited not same day due to maturity and promo
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Wow.what is your job???
I very envious you..
xcxa23
post Aug 28 2019, 02:17 PM

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QUOTE(plouffle0789 @ Aug 28 2019, 01:57 PM)
Wow.what is your job???
I very envious you..
*
Daddykasi
No need envious tbh, 90% of the money inherited
But I'm seriously grateful to them.


Mr. Najib Razak
post Aug 28 2019, 02:23 PM

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QUOTE(jesserider223 @ Aug 28 2019, 11:07 AM)
doh.gif   aiks

kons moderator said the opposite!!!

nevermind, trial and error la

if reject then reject la
*
https://www.akpk.org.my/content/464-bank-ne...-starting-jan-1

To further restrict their spending, they will only be allowed to be a principal cardholder from a maximum of two credit card issuers.



This post has been edited by Mr. Najib Razak: Aug 28 2019, 02:24 PM
TSplouffle0789
post Aug 28 2019, 02:24 PM

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QUOTE(xcxa23 @ Aug 28 2019, 02:17 PM)
Daddykasi
No need envious tbh, 90% of the money inherited
But I'm seriously grateful to them.
*
So do you invest this heritage to let it grow more ?
Mr. Najib Razak
post Aug 28 2019, 02:25 PM

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QUOTE(xcxa23 @ Aug 28 2019, 02:17 PM)
Daddykasi
No need envious tbh, 90% of the money inherited
But I'm seriously grateful to them.
*
Who jelly u
I have 2.6b from pak arab5
xcxa23
post Aug 28 2019, 02:31 PM

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QUOTE(plouffle0789 @ Aug 28 2019, 02:24 PM)
So do you invest this heritage to let it grow more ?
*
Of cos let it grow
Hopefully grown until manage to financially independent

QUOTE(Mr. Najib Razak @ Aug 28 2019, 02:25 PM)
Who jelly u
I have 2.6b from pak arab5
*
Can donasi some? So I can retired early? Maste
TSplouffle0789
post Aug 28 2019, 02:33 PM

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QUOTE(xcxa23 @ Aug 28 2019, 02:31 PM)
Of cos let it grow
Hopefully grown until manage to financially independent
Can donasi some? So I can retired early? Maste
*
Thru shares or mutual fund?
Mr. Najib Razak
post Aug 28 2019, 02:35 PM

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QUOTE(xcxa23 @ Aug 28 2019, 02:31 PM)
Of cos let it grow
Hopefully grown until manage to financially independent
Can donasi some? So I can retired early? Maste
*
Give me 5 good reasons
WaCKy-Angel
post Aug 28 2019, 04:21 PM

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QUOTE(kons @ Aug 27 2019, 09:32 PM)
last time my first card was maybank flex card..
that time my income was 1.8k

my credit limit is 4k.

bought a sofa set 8k need to swipe 2 times.. hehe
*
U can actually deposit the money into the card first using CDM and pay one shot

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