BNM Housing Loan Assisstance, Income req. revised to RM4360 monthly !!
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 Sep 28 2019, 10:10 AM
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#21
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Senior Member
1,309 posts Joined: Sep 2018  
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QUOTE(AskarPerang @ Sep 27 2019, 09:43 PM) Another example. Someone got it for PPA1M project priced at 240k. 3.5% very high.. now Cimb got 2.9% promo.. if he smart, he choose cimb..RHB bank. 100% loan. Can include legal fees & MRTT inside. Best deal ever.    https://www.cimbbank.com.my/en/personal/pre...able-homes.html |
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Oct 18 2019, 07:27 AM
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#22
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Senior Member
1,309 posts Joined: Sep 2018
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QUOTE(zack.gap @ Oct 17 2019, 12:30 AM) Was told that the 2.9 was their base rate. On top of that they impose a variable rate which can go up to, but not exceed total 3.50%. All the same tbh. 3.5% too low ady |
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Oct 18 2019, 11:29 PM
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#23
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Senior Member
1,309 posts Joined: Sep 2018
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If got the BNM loan, just take it.. Govt spend RM1 billion to pay for you.. definitely better loh.. My cousin got 2.9%, cimb, 35years, 300K rumawip inspiria, pay only rm1200++ per month.. so good.
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Nov 25 2019, 08:39 AM
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#24
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Senior Member
1,309 posts Joined: Sep 2018
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QUOTE(kelvin234 @ Nov 24 2019, 04:44 PM) hi can i know that your RHB loan is Term loan or Semi Flexi or Full Flexi loan ? interest so low.. not worth it early settlement... |
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Nov 25 2019, 11:44 PM
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#25
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Senior Member
1,309 posts Joined: Sep 2018
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QUOTE(kelvin234 @ Nov 25 2019, 05:20 PM) Do you guys think if 4.3% semi flexi compare with 3.5% term fixed loan , if 4.3% early settlement can save more interest than 3.5% term fixed loan? 3.5% is very low bro... 3 5% term loan win.. no brainer.. better put your money in FD rather than early settlement. |
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Nov 26 2019, 07:13 AM
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#26
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Senior Member
1,309 posts Joined: Sep 2018
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QUOTE(victorian @ Nov 26 2019, 12:22 AM) 3.5% is fixed term loan ah? Which means if BNM lowers the OPR it won’t change ? Nope.. if BNM increase OPR, it also won't change..That's why government paid RM1billion fo banks to maintain the max 3.5%.. |
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Dec 4 2019, 02:03 PM
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#27
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Senior Member
1,309 posts Joined: Sep 2018
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Latest info from Banker..
BNM's fund finished.. |
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