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 PR1MA - can use any regular housing loan?

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TShdr088
post Jul 20 2019, 10:24 PM, updated 7y ago

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Hi, newbie in buying house. Im in the process of getting a PR1MA home.

I have read about SKIM PEMBIAYAAN FLEKSIBEL (SPEF) https://www.pr1ma.my/spef.php?lang=en

And now I am confused.

1. can I use any bank or any housing loan product I like to finance my PR1MA? (I plan to take semi-flexi housing to finance my home)
2. Or I need to take 'PR1MA specific housing loan' from specific banks to finance my PR1MA home?

Thank you in advance.
chr0n1x P
post Jul 20 2019, 10:42 PM

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I believe you can take any loans.

Some banks may also offer no deposit loan for first time buyers for these types of prooerties.
heavensea
post Jul 20 2019, 10:49 PM

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Yes.
dave1987
post Jul 21 2019, 12:12 AM

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any loan ..is fine
CheesePizzaa P
post Jul 22 2019, 11:48 AM

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QUOTE(hdr088 @ Jul 20 2019, 10:24 PM)
Hi, newbie in buying house. Im in the process of getting a PR1MA home.

I have read about SKIM PEMBIAYAAN FLEKSIBEL (SPEF) https://www.pr1ma.my/spef.php?lang=en

And now I am confused.

1. can I use any bank or any housing loan product I like to finance my PR1MA? (I plan to take semi-flexi housing to finance my home)
2. Or I need to take 'PR1MA specific housing loan' from specific banks to finance my PR1MA home?

Thank you in advance.
*
You can get any loan from any bank, as long as the bank is a panel for the developer.

 

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