At last, my portfolio has break even in USD.

Simple ROI is +0.35%

Seems like they changed the ETFs again:

I noticed new entry:

ISHARES MSCI TAIWAN (EWT)
ISHARES RUSSELL MID-CAP GROWTH (IWP)
VANGUARD FTSE PACIFIC (VPL)

They thrown away:

ISHARES MSCI BRAZIL (EWZ)
ISHARES RUSSELL 2000 VALUE (IWN)
INVESCO S&P 500 PURE VALUE (RPV)

How was the performance?

Have you gotten your money in your bank account?

Performance Review: August 2020

The global equities raced higher for a fifth straight month since the lowest point in March. The US market, which has been the most robust market in the recent months, continued to anchor the equity market with the S&P and Nasdaq reaching new all-time highs once again.

Unlike the equity market, the bond market had a bad month. In August, the bond yield spiked to the highest level since February amid concerns of rising inflation in the future, following the new policy by the Federal Reserve.

In the commodity market, Gold’s rally for six consecutive months came to an end in August, but all other commodities trended higher due to the growing optimism that the economic recovery is on the right track.

https://www.mytheo.my/mytheo/blog/69-perfor...iew-august-2020

Enhancement Survery

Thank you for being a part of the MYTHEO family.

We strive to continuously improve our services and we would like to hear from you! Please do spare a few minutes to complete this survey by 5th October 2020 and receive a management fee waiver for this month!

We truly appreciate your time and effort in sharing your views with us.
Thank you.

Invest in a Moment with,
MYTHEO

Equity Market Drops After A 5-Month Rally

The equity market dropped for the first time after five straight months of positive returns. Politics and rising COVID-19 infections were the major causes for the weaker performance across all asset classes.

With the US presidential election getting closer, President Donald Trump threw more threats at China. In retaliation, the Wall Street Journal (WSJ) reported that China is looking to blacklist US companies. Elsewhere, the United Kingdom’s (UK) sudden plans to exit the European Union (EU) gained investors' attention as they were worried about the possibility of a hard Brexit after Boris Johnson threatened to stop the negotiation if the EU does not meet with his demands. The exit without any agreement with the EU would be a disaster for the UK, considering how dependent the country is on other economies.

The COVID-19 pandemic remained as the biggest threat to the global economy and financial market. In September, European countries such as Spain, France and the UK have all seen significant upticks in virus infections. The situation was exacerbated by a report that AstraZeneca and Oxford University have put vaccination trials on hold due to negative findings from the human trials.

There will be a lot of ups and downs in the market where some months can have negative returns. That's why MYTHEO’s algorithms are designed to ignore short-term changes in the asset prices but instead to continue monitoring and taking a long-term view on our investment. Our algorithms’ key focus is to optimize the portfolio by maximizing returns while taking the least risk possible. For these purposes, our algorithms run on two layers of automated processes - REBALANCING and RE-ALLOCATION.

Wish to read MYTHEO’s September performance? Click here.
https://mytheo.us20.list-manage.com/track/c...d8&e=a316a0d2ab

Does the US Presidential Election Affect Your Investment?

Conclusion
We advise investors to be more mindful in the next few weeks. It is expected that in the weeks ahead of the US Presidential election, the stock market will be more volatile than usual due to the constant change in the headlines. An election is a one-off event and the market tends to quickly normalise after the election regardless of who wins it. Therefore, investors who try to time the market might get caught at the wrong end of the market momentum - selling low and buying high.

More importantly, the issue of whether the new President is a Democrat or Republican matters the least to the financial market. While it is true that both parties have considerable differences in vital issues, the US economy is hugely complex and government policies are just one part of it.

All monetary policies are taken care of by the Federal Reserve, which are independent from the president’s office.

Our advice is to stay put and always invest consistently. Avoid betting on one side of the election result and stop acting based on news in the headlines. Stick to your strategy and long-term investment objective. Trump or Biden? Republican or Democrat? Whichever side that wins, they will do their best for the the US economy and the stability of the financial markets.

https://www.mytheo.my/mytheo/blog-app/71-do...your-investment

Meaning you got 2 portfolios now?

Notice that there're 2 laggards in the Growth portfolio which is EWS and EWU.

If I'm not mistaken, these 2 ETFs have been there for months since early of this year.

Singapore Overtakes Thailand to Become Asia’s Worst Stock Market

Singapore stocks took a beating this week amid the twin uncertainties of the U.S. election and the worsening pandemic in the West, overtaking Thailand to become Asia’s worst equity market this year.

https://www.bloomberg.com/news/articles/202...nd=premium-asia

This could explain why EWS is the laggard in the portfolio.

ETFs 101

What?
Many have asked what an ETF is when realising that MYTHEO invests into many ETFs within the 3 functional portfolios. An ETF, or better known as an Exchange Traded Fund, is basically a collection of securities – such as stocks, bonds or commodities – that often tracks an underlying index. To break it down further, I personally always prefer to refer to an ETF as a basket of stocks or securities within a particular index and to illustrate this further simplistically, I will be using the S&P 500 Index to further explain. The S&P 500 is a market-capitalization-weighted index of the 500 largest U.S. publicly traded companies. The index is widely regarded as the best gauge of large-cap U.S. equities. Apple, Netflix and Disney are examples of stocks traded on the S&P 500 Index. The S&P 500 Index Fund is an ETF that tracks the movement of the S&P 500 Index. That means that by buying the S&P 500 Index Fund ETF, you would be buying the equivalent of the basket of stocks listed in the S&P 500 Index.

https://www.mytheo.my/mytheo/blog-app/72-etfs-101

This is the first time my Growth portfolio has return more than 2% in USD.

How's your return so far?

So you switched out to other roboadviser?
Which one you switched to?

This is the first time I see my 100% Growth portfolio gain in USD is more than 5%.

This post has been edited by GrumpyNooby: Nov 12 2020, 09:31 AM

But EWS is still in red.

Hands are getting itchy now to cash out since it's green.

Maybe to SAMY or Wahed.