I have just started investing in mytheo, most of the etf selected are laggard and most of those market still way behind in term of recovery. I took out from wahid as i keep my exposure to US market through SA.

This post has been edited by backspace66: Jul 23 2020, 05:46 PM

I started SAMY n myTHEO with about 3 months apart. I do almost constant DCA for both. Equal amount. Both on highest risk portfolio. SAMY return more than 10% wher as myTHEO return was at borderline 1%. I withdrew partially from myTHEO. Waiting and see when I will withdraw fully.

Above is my experience with both. If vehicle A can bring me further, I don see a point why i wan to ride on vehicle B. Furthermore, its not a free ride. im paying to reach my destination (Investment goal).

Correct. I'm waiting to breakeven and cash out.

thanks for the sharing!

I put a small amount in before reading this thread.

I noticed there is a minimum amount of USD25 to maintain in the account.

Is closing my account the only way to withdraw everything? or will they forfeit the USD25 as well?

Anyone tried closing account? Were you able to withdraw everything?

If u still wan to stay invested, then yes the min of 25usd applies.

U can close account and get everything out. But take note. Wat u see may not be wat u get after u decided to close ur account. Closing account will take a few days. From selling all ur assets, convert to MYR.

When I withdraw, it was 1% but when it finally reach to the point of receiving, it was lesser. It depends on market performance and forex.

Can you still access (login) to your account now?

Yes. I still can. My account closing is not finalized. Another 80c stuck due to future dividend earnings. LMAO

But i have received my full sum except tat 80c.

This post has been edited by sohailili: Jul 24 2020, 10:45 AM

Are you being charged for the monthly management fee for the 80c?

My last charge was 2nd Jul. I close account on 13th Jul. So far to date I did not see any charges yet. Not sure next month 2nd tho.

Seriously am thinking of exiting mytheo too. My funds in fsm and samy is slowly showing increasing returns but mytheo still in the red and trailing like tortoise lol

I'm in the same shoe and dilemma as you.

we could be the last batch in the boat. Probably many have already exited long time ago lol

i started SAMY, MT and Wahed at the same time, same risk portfolio, same amount of $$$. test water for 1 month, got returns 7% from both SAMY and MT but Wahed was -10%.
now, i stopped Wahed, but continues to DCA weekly into both SAMY and MT, getting similar returns.

I invested since last year Oct.
Return is negative although I seen some market recovery, don't know why.

I just closing my portfolio and cashout completely. Moving it to elsewhere. Tested this platform well enough.

Mind sharing later how long does it take to receive the funds in your acc?

Sometimes i also feel a lack of transparency in this platform whenever there is rebalancing/reoptimisation, all i get is just a notification of "your portfolio has been adjusted" with no further details, i.e. what has been sold or what has been bought

They say investing should be a long term play hence the reason i am still holding it today but like some has advised here before that i am also losing out the opportunity to earn better returns elsewhere

u can compare before and after the portfolio optimization

i dont check that often but assuming once reoptimisation is completed, the "old portfolio" is not accessible anymore?

Yes old portfolio will be gone but u can view it from history log

may i know where is this history log located? Couldnt find it in the app.

https://www.thestar.com.my/business/busines...aining-traction