Please refer the PDF file attached.
For Cash Trust, Preservation Trust, Opportunity Trust, the disbursement of returns will be done yearly. However upon death of donor, the disbursement for cash trust will be the only one disburse upon death of donor, while the rest of the trust disburse upon maturity of Trust.

Unlike Banks which are governed by BNM Regulation. Infact Banks are making enormous profits but unable to give those returns in FD to their clients as they follow BNM OPR rate. However UBB Amanah is a Trustee Company which isn't govern under the BNM regulation but instead governed under Trustee Act 1949.

1) Settlors/Donors set up their trusts with UBB for the benefits of beneficiaries
2) UBB performs short term loans that are approved under Trustee Act 1949 and charges interest of more than 20% per annum and must be safeguarded with assets of equal value / collateral before borrowing; as such, your money with Trustee is secured.

Hi,

We need to position ourselves on purpose. UBB is protect and provide for the needs of one's beneficiaries, as  well as to create an avenue for wealth and preservation.

After you understand this company philosophy. Automatically in business must have cost, fees. Trust is a name for the product. Trust is not unit trust. Trust is NO investment platform in UBB.

THANK YOU.

luckily, their products offered just just 6~7% returns (not sure if that is nett of all fees)
the edge article mentioned products that offered way higher than that....
(too good to be true)

maybe UBB should get a better PR agency/person to draft that response

look like a quick rich scheme

If so good, agent invest themselves and no need to reruit you and earn your commission lor. They can "promise" anything, but it's worth nothing legally. And money is "protected"? By who? PIDM? Else no value.

Basically, there is no guarantee for any investment other than FD and EPF (minimum 2.5% as stipulated). Now, this is a promise backed by PIDM and the Goverment of Malaysia. 

Independent Expert Opinion by
Mr Christopher Foo
about the cash trust product

Submit to High Court

in the case where UBB Amanah sue Learnerbee, Rockwills et al

Just in

https://www.learnabee.com/p/wa-22ncvc-393-07-2022

Not at all.. been on this group nearly 3 years..