Lost monyet here, can anyone kindly enlighten me how does cash trust for real estate planning work in Malaysia?

Was approached by an agent to invest in their 10 anniversary that promises 9 - 11% returns.

While i am tempted, I have seen old news accusing UBB of being a ponzi scheme. I Do Not Know Whether This Is True.

If it really is a ponzi scheme, not regulated or recognized, and it is promising those high returns, then I'm not sure whether it is a good bet to invest in it because if the scheme collapses from this high return promises, I'm pretty sure I'm not getting my money back despite the agent telling me its "protected".