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 Ultimate Discussions of ASNB Fixed Price UT, Magical UT only in Malaysia

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beLIEve
post Jul 3 2019, 08:39 PM

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With meeting and work some more. You're good.
beLIEve
post Jul 3 2019, 09:57 PM

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QUOTE(skty @ Jul 3 2019, 09:30 PM)
I give simple example, one month ago, my pie chart ratio was ASM1 (3) : ASM2 (6) : ASM3 (1)

today is ASM1 (5) : ASM2 (4) : ASM3 (1)

so you can see ASM1 how easy to get for the past month and ASM3 doesn't even move!

so yea I am glad to balance the pie chart.
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Because ASM3 has lesser issued units, about 60% of the other two. Then ASM3 separates the non-bumi portion for Chinese and Indian. So there are even lesser units for Chinese.

I think ASM1 only difficult once it "cannot be bought".
beLIEve
post Jul 4 2019, 03:10 PM

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sure not less people selling? the second law of thermodynamics says that entropy always increases with time. Eventually, all units will reach a state where no one will be selling anymore. This is happening faster than I expect though, since my unker told me loads of units available last year, and still easily available until Apr 1 this year.

just got 1k ASM1. finish until end of the month unless I get to cash out elsewhere tongue.gif

This post has been edited by beLIEve: Jul 4 2019, 03:12 PM
beLIEve
post Jul 4 2019, 03:21 PM

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QUOTE(popice2u @ Jul 4 2019, 03:19 PM)
rm250 not consider big amount right......so many fisherman so little fish
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correct. from experience, anything less than 1k is easier. But you'll need to buy 4x to reach 1k, might even take longer than trying 1x1k

This post has been edited by beLIEve: Jul 4 2019, 03:24 PM
beLIEve
post Jul 4 2019, 03:31 PM

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QUOTE(skty @ Jul 4 2019, 03:25 PM)
for me, try BIGGGGGGGGGGGGGGG
16k one shot like yesterday hahahahaha
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that's difficult though not impossible. but if count the time for 16x1k and 1x16k, maybe 1x16k takes less time. haven't caught anything above 10k since Apr 1 because I lost a few days trying 10k a pop in May without success. I did try random big figures on Jul 1, no strike.

This post has been edited by beLIEve: Jul 4 2019, 03:37 PM
beLIEve
post Jul 4 2019, 08:39 PM

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this year Sept 1 is Sunday and also Awal Muharram holiday. Replacement holiday on Monday. 1 month dividend gone already when buy in Sept.
beLIEve
post Jul 4 2019, 10:43 PM

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QUOTE(vanitas @ Jul 4 2019, 08:57 PM)
Just invest whenever you got the time and ignore the dividend date. It was only one month dividend of fresh investment, which I think usually not more than 5% of total investment (could be <1% for some)...
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haha. whine a bit can kah? I thought we always try to minimize loss and maximize profit mah. Losing 1 month dividend at 4.5% (assuming they will declare this) will bring me same level as promotional FD.

QUOTE(nexona88 @ Jul 4 2019, 10:29 PM)
then buy before ASNB suspend the fund for dividend calculation  biggrin.gif

easy & simple solution. only problem do have available units whistling.gif
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ahahahah. FD mature during suspension. Most probably I'll just realize the 1 month "loss" and buy in Sept. Sementara stok masih ada.

Will try ask friends n family help to roll them funds before suspension loh.

This post has been edited by beLIEve: Jul 4 2019, 10:43 PM
beLIEve
post Jul 4 2019, 10:58 PM

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QUOTE(nexona88 @ Jul 4 2019, 10:47 PM)
yup. try family for help first.. tell them when my FD mature. I pay back lor  biggrin.gif
last time when mega sales.. ask help here & there.. lucky that time have few hours to buy  dry.gif

now the biggest question. I wonder if ASM2 would give same dividend rate as ASM1 or lower?  blink.gif  confused.gif
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Actually, it's easier for me to leech from friends than family. Last month before payday I already leeched some so that I don't have to rush buying towards Jul 1.

oh i didn't know you also sought help everywhere for the big sale woh. I thought you're well prepared for any sales.

With ASB3 (despite being a growth fund) this low, I do have some doubts. So I'm looking at ~4.8% loh.

This post has been edited by beLIEve: Jul 4 2019, 10:58 PM
beLIEve
post Jul 4 2019, 11:11 PM

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QUOTE(nexona88 @ Jul 4 2019, 11:02 PM)
heheheh.. friends forever  rclxms.gif

huhuhuh... u think I have endless $$$ laying around.... sometimes needed others help to top up too.. later payback them all  biggrin.gif  gentleman agreement  tongue.gif  u help me now, later I help u if u in trouble ph34r.gif  brows.gif 
4.8%? wow... even lower than my target  blush.gif
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友誼永在 mah

I thought your money supply all prepared for any unexpected sales. Like that OCBC thingy. Once sale, just cash out and buy.

Haha surprisingly, these friends never borrowed from me. Or maybe 1 did. If they reach the stage having to borrow from me, I don't think they can help me monetarily wise.

I don't expect non-bumi funds to give dividend higher than bumi funds loh. 天地不容 ah. Too bad no more dividend before ASM2. If got, then can use as reference since ASB3 is odd one out.
beLIEve
post Jul 5 2019, 01:13 PM

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so quiet today. anyone catched lobster and sharkfin?
beLIEve
post Jul 5 2019, 03:32 PM

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QUOTE(skty @ Jul 5 2019, 03:27 PM)
ikan bilis saja
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okok, don't want distract you. good luck bro!

QUOTE(Seeker94 @ Jul 5 2019, 03:27 PM)
Hi guys, would like to know if my simple calculations are correct.

I am about to take a fully flexi loan on a subsale house. Interest rates are about 4.2%.

Given that ASM1 gives 5.5% dividend and assuming it doesn't change next year, would it be more worth it to put any extra funds I have every month into ASM1 instead of paying extra for my housing loan besides what I'm required to every month?

Is it safe to assume that i would gain 5.5%-4.2% = 1.3%?

Is there any other things I have to take into account?

Thanks in advance!!
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Your calculation sounds correct to me. If there's anything unexpected like Asian Financial Crisis where interest rates soar to 2 digits, cash out and dump into the flexi loan account.

your challenge is probably to buy the ASM*.

for every 100k, the difference is 1300 per annum. you decide worthwhile or not.

This post has been edited by beLIEve: Jul 5 2019, 03:36 PM
beLIEve
post Jul 5 2019, 04:23 PM

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QUOTE(bourse @ Jul 5 2019, 04:02 PM)
1.  bank flexi loan is calculate on the remaining balance now ie 500K @ 4.2%
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ahhh you're right. the exact gain is probably half of 5.5%-4.2% only assuming that everything else is good.
beLIEve
post Jul 6 2019, 12:37 AM

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QUOTE(mr_geforce @ Jul 5 2019, 11:50 PM)
sorry.. newbie. just want to ask.. anythings that is still available for purchase for non bumi? last time hold 100 unit in amanah saham malaysia 3.
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All 3 Amanah Saham Malaysia 1, 2, and 3 are available for nonbumi. It's just a matter of how much efforts are you willing to put in to buy them. Have to wait for people to sell and fight with many who keeps trying to buy.

Best is to sign up for MyASNB online and try buy yourself.
beLIEve
post Jul 6 2019, 12:44 PM

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QUOTE(mr_geforce @ Jul 6 2019, 12:22 PM)
thanks for the info. will go to register for myasnb next monday
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You are welcome. I think you can try sign up anytime as long as your phone is registered with them. Might need your ASN account number when you sign up.
beLIEve
post Jul 6 2019, 03:31 PM

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QUOTE(mr_geforce @ Jul 6 2019, 02:03 PM)
haha. i tried aldy. so far the phone number is empty to sent the TAC. so need to go their office to update the details.
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Agent bank also can
beLIEve
post Jul 6 2019, 03:39 PM

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QUOTE(saitong09 @ Jul 6 2019, 03:37 PM)
Yes, agent bank more convenience. I never go to ASNB office since my 1st ASW launched 20 years ago tongue.gif
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Means you're using your own Will instead of their service?
beLIEve
post Jul 6 2019, 03:51 PM

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QUOTE(saitong09 @ Jul 6 2019, 03:44 PM)
Yeah, own Will can cover everything, no need pay additional to ASNB
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Thanks bro. I was contemplating about it. Then I'll use personal one. No need fast fast disburse money
beLIEve
post Jul 7 2019, 01:21 PM

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QUOTE(bristlebb @ Jul 7 2019, 01:12 PM)
Didn't notice there is a new thread for ASNB UT already...

Guys, the coming dividend day for ASM 2, not possible to buy at 1st September right?
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Correct
beLIEve
post Jul 8 2019, 11:04 AM

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QUOTE(yahiko @ Jul 8 2019, 11:00 AM)
so hard to buy even 100unit for Any asm these days ><
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want grandpa help you buy? 100 easy.

QUOTE(thecontrails @ Jul 8 2019, 11:00 AM)
so difficult to get units for all 3 fixed price funds! I have been trying since June man, any successful transaction?
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how big you tried woh?
beLIEve
post Jul 8 2019, 11:16 AM

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QUOTE(yahiko @ Jul 8 2019, 11:13 AM)
grandpa kasih best timing to try.. normally i tried monring and during lunch time
since june only manage to get 300u
starting for 1k - 500 - and 100
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wahhh 300 so cham

best time ah? 9am-4pm. i tried extending beyond 4pm but habuk pun tarak. follow banking hours la

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