Tak perlu risau
Janji can boba tea, use S10, wayang 3 times a week, kyochon for lunch and KFry for dinner
CC minimum payment amount, dangerous?
CC minimum payment amount, dangerous?
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Jun 28 2019, 12:15 PM
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Junior Member
555 posts Joined: Aug 2013 From: Bolehland |
Tak perlu risau
Janji can boba tea, use S10, wayang 3 times a week, kyochon for lunch and KFry for dinner |
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Jun 28 2019, 12:15 PM
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Senior Member
2,715 posts Joined: Oct 2004 From: The backyards of boleh land |
its ok to pay minimum as long as you dont load anything on top...
was in around 20k debts had to pay minimum for cash flow then cut here and there used snowball method to pay now left only RM500..bulan depan dah settle took me 9 months all in all |
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Jun 28 2019, 12:17 PM
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Senior Member
1,941 posts Joined: Nov 2008 |
QUOTE(amanu @ Jun 28 2019, 12:00 PM) usually i always pay statement balance in full but due to raya my budget lari this month. outstanding reached rm1400 already lul. come I teach you.... Dont pay Minimum payment.... If you got other CC, get the best rate for balance transfer. Transfer your outstanding to another bank CC. Then from there u slowly pay back the other bankim thinking to pay minimum amount so i can breathe a bit. is it dangerous to play around with minimum amount? cimb. Balance transfer rate confirm lower than CC interest rate |
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