QUOTE(mykev76 @ Jun 3 2011, 12:57 PM)
All sifu ,
Just would like to ask , to apply loan , normally advise is to just apply for 1 bank or apply 2/3 banks , and see what is the result ? and take the best one ?
Hi there,
For your information, unsecured lending (Eg, P.Loan) has a different process with secured lending (Eg, H.Loan).
If you apply P.Loan through all the banks at once, you might get your applications all rejected sometimes.
It is because bank could notice your applications in CCRIS report and they will consider that this would be a risk to loan a person who has such many P.Loan. Hence, you should apply P.Loan one bank by one bank.
I would suggest you do your survey 1st before you apply as it could fulfill your statement of "and take the best one ?".
Aside to sharilazri, I agree with you totally! [LIKE]
Regards,
Zerro Yap
017-4515158
zerroyap@ocbc.com