You are doing a carry trade!

If everything works well and according to the expectation, it is indeed a clever way to make money ie. using other money to make money for you.

But do remember the risk involved, as those DPU has chance to go down as well in the future if economy situaiton deteoriates.

You need some cover from spare money to finance it as well as if the price of collateral goes down, you might need to top up the margin otherwise might facing force sell pressure when market goes down. This issue particularly has to be looked at especially those not familiar with margin trade, so that people realise the risk involved.

I think you are taking high risk on that, expert are doing carry trade with cheap yen but when all rush to close their yen position, they get stuck in between. And interest will fluctuate, and REIT might night maintain the DPS if they are not getting enough cash from their tenants. Another thing you need to take into consideration is the gearing of the particular REIT, if the REIT have some gearing, please check the term of the debt (short or long, fixed rate or variable etc). Good luck on that.

Just my kehpoh 2 cents.

it a good way to utilize the credit, but remember to pay up the minimun required amount so that you dont deny others a chance to study with ptptn loan.

Yes, 10% will only effective next year. This year still 15%.