So saw this today:

Maybank stops offering rewards and cashback for eWallet top-ups by card

Restriction kicks in on July 8. For now it looks like there is a potential workaround for GrabPay and Fave - link CC to Paypal, then use Paypal to reloead ewallet - since restriction is domestic ewallets, should still earn cashback/ reward points

Just wondering if anyone else has any other workarounds that they use to maximise both CC and ewallet perks? Found any CC that is good for ewallet top ups etc?

paypal charges you or the merchant for the transaction?

Your way may work.


Another way is to send money in Paypal but it is very strict on churning/MS.
Example : A send RM to B. B withdraw to bank. Do this many times and your paypal will get locked.


This post has been edited by kaiserreich: Jun 20 2019, 10:40 AM

Paypal can use to reload grabpay? How?

Found the answer

This post has been edited by yyapjen: Jun 20 2019, 02:32 PM

Can ke? I just discovered cannot - Paypal can only pay directly, cannot reload Grab ewallet.

Since MBB going to kill their CC reward for ewallet.
Will this impact SETEL as well?
When spend in SETEL, always i can see the merchant mcc / name show as "Fuel" category and petronas. If using MBB petronas CC doesnt get any reward for topup SETEL, doesnt make sense why we should go for SETEL anymore.

Setel's main purpose isn't for you to earn CC rewards anyways.

Answer by RP:

Which Credit Cards To Use To Reload E-Wallets?

URL: https://ringgitplus.com/en/blog/e-wallet/Wh...-E-Wallets.html

I'm using public quantum to reload for CC

stand chart liverpool here

https://www.paypal.com/sg/webapps/mpp/paypal-for-grab

using:
pbb VS
pbb quantum mastercard

Anyone got this error when trying to link paypal to grab?

I saw many of you using PayPal. Is there any advantage?

may i know how?

How to reload grab with PayPal? What's the benefit bro??

I am still waiting for an answer to my question.

How do we top up grab via PayPal? Any steps? Might need to try ownself only know... Hehe

I just realized that the PayPal top-up option is no longer available.

OMG...I suspect can use amex via PayPal for top up??

5% cashback is not as attractive as 10% UOB or 10% Citi cashback.

but citi 10% capped at rm15 per transacted category right?

We’re fairly certain that other banks will follow suit, but for now the question on everyone’s lips is simple: what other credit cards can we use to reload e-wallets and still earn cashback and rewards points? The list compiled below, divided into cashback and air miles cards, will help.

Most e-wallet reloads are classified as online transactions, which means credit cards that offer cashback for online transactions are shortlisted; though some banks may exclude cashback from some e-wallet reloads (such as Public Bank Quantum & Visa Signature for Boost, and UOB YOLO for Boost and BigPay). We also added other cards that offered cashback for all retail transactions, as well as rewards cards that offered air miles conversion.

Those cards were then narrowed to the 5 cards in this list.

Cashback Credit Cards

Public Bank Quantum Mastercard

Cashback: 5% on online and dining categories, capped at RM30 a month
Income requirements: RM36,000/year (RM3,000/month)
Annual fee: Free for life

One of the best cashback credit cards in this list, the Quantum Mastercard offers 5% cashback for online transactions with no minimum spend requirement. At a cap of RM30, you’ll earn cashback for up to RM600 in spending with this card.

Standard Chartered Liverpool FC Cashback Card
Cashback: Tiered, up to 5% capped at RM50 a month
Income requirements: RM36,000/year (RM3,000/month)
Annual fee: RM175

Besides the JustOne Platinum, StanChart’s rebranded cashback credit card is pretty good as well. You’ll need to spend at least RM1,500 to unlock the 5% rate, but the fact that cashback is awarded for all transactions except petrol and insurance means you’ll earn cashback for topping up any e-wallet in Malaysia.

Citibank Cash Back Card
Cashback: 10% on Grab, capped at RM10 a month
Income requirements: RM36,000/year (RM3,000/month)
Annual fee: RM120

Citibank’s revision for this card in January means it’s a decent card to earn RM40 in cashback every month with just RM100 in spending in each of the four categories: Petrol, Dining, Groceries, and Grab. Users have confirmed that topping up GrabPay wallet with this card earns 10% cashback – but be sure to spend at least RM500 on this card each month to unlock the 10% cashback. RM10 cashback may not sound like a lot, but given how reliant Malaysians have become to Grab’s suite of services, you’ll still be saving RM120 in a year.

Public Bank Visa Signature
Cashback: 6% on online, dining, and groceries, capped at RM38 a month
Income requirements: RM80,000/year (RM6,667/month)
Annual fee: RM388, waived with 12x transactions a year

It’s rare for a high-tier card to offer cashback these days, but the Public Bank Visa Signature is one of the better ones. Think of it as a higher-end Quantum Mastercard, with slightly higher cashback rates and monthly cap. With its RM38 cashback cap per month, you’ll earn cashback for up to RM633.34 spent with this card.

Ambank TRUE Visa Card
Cashback: 3% on online category, capped at RM30 a month
Income requirements: RM36,000/year (RM3,000)
Annual fee: Free for life

Previously overlooked for other cards with higher cashback rates, Ambank’s TRUE Visa credit card is now a solid choice for e-wallet top-ups. 3% cashback for online transactions may not seem like much compared to other cards in this list, but its zero minimum spend requirement makes it useful if you don’t spend a lot. At a cap of RM30, this card gives cashback for up to RM1,000 in spending.

obviously copied from RP writeup

Haha, maybe not full. Rp also stated aeon card, which give 2% online cb

RP doesn't write as extensive as information shared in lyn

hmm how about HSBC Mpower platinium ? it seems better .. 8% cash back


This post has been edited by mygarage88: Dec 24 2019, 11:00 PM

This one have minimum spending of rm2000 per month. I recently canceled this card.

Ocbc cashflo 0.5% unlimited cashback including ewallet

Currently use HLB reload only

How much cb, thinking of applying it too

all move in ewallet and spend lor .. then can get the 8% ? no ?

Haha I didn't know about this trick before I cancel the card
Now is too late..

so every month reload ewallet rm2000?

Provided you are able to spend all monthly. another option is cash out via Boost

Wondering how boost make such instant money, i bet many users opt to reload + cash out.

the processing fee of 2%, better than none.

But, up to a maximum of RM2 ONLY.

This post has been edited by AmyDazz: Feb 3 2020, 03:32 PM

After reading several threads, am I correct to understand that Public Bank Quantum and Visa Signature till can get cashback for reloading Boost E-wallet?

As for reloading Touch n Go E-wallet, no credit card will entitled for cash back?

TnG ewallet can get cashback from HSBC, but it is first-come-first-serve every 1st of the month and very difficult to get because the stupid server is too slow. Also, it is a campaign and not a card feature.

and hsbc also rewards points for this transaction?

Depends on which card I think, I use Visa Signature and I get 1x points.

Tng e-Wallet : RM150
Grab e-Wallet : RM50

Reward points : 200

what about BigPay? BigPay is not an e-wallet, so maybank gives reward or not?

Hi guys,
Any of you have Ambank True Visa? Does it give cashback for e-wallet reload transaction?
I'm thinking to apply this card.

Bigpay is an e-wallet.

https://www.change.org/p/apple-bring-apple-...ice-to-malaysia

Sign this petition guys. Hope this will help us having apple pay soon.

copy-paste the complete URL

Here you go.

https://www.change.org/p/apple-bring-apple-...ice-to-malaysia

I think for standard everyday cashback (except topping up e-wallet) without too much hassle, you can go for Maybank Barcelona: 2% all (almost) transactions capped at RM50/ month, boost up to 10% and capped at RM100 for May and August. Total wopping RM700 cashback with fairly easy-met conditions.

As for e-wallet, I think topped the chart should be PB Quantum - I dont have one, stil reading through the details. Combo it with Boost, BigPay or Wechat (not sure if the later 2 worked, wechat has 0 charges on withdrawal)

Info:
- Bigpay withdrawal details: https://www.bigpayme.com/faq-bank-transfer
- Boost withdrawal details: https://support.myboost.com.my/hc/en-us/art...y-bank-account-

I may not have all the info to compare, looking forward if someone can correct me if I am wrong. Cheers.

since this topic is about ewallet using cc...



so far, pbb cards still generally ewallet-friendly. others, with limited eligibility. some also just promo-basis.

This post has been edited by cybpsych: Mar 8 2020, 11:59 AM

wechat can withdraw ka? some cant withdraw is like shopeepay, grabpay also i think cannot withdraw.

Can back to your bank account but I think cannot reload with credit card.

Any one has info if wechat top up considered as valid e-wallet transaction for PB Quantum card?

How to top up??? You try first before asking.
You can top up WeChatPay using PB Debit Visa/MasterCard.

This post has been edited by ClarenceT: Mar 8 2020, 12:09 PM

Guess my memory failed me - cant top up wechat with credit card. You can pay with them though. Debit for top up but can't pay. lol\

For then just left with BigPay and Boost + PB Quantum combo.

Can withdraw, no charges.

Yeah, just confirmed it. Credit Card wont work for top up.

pbvs 6% cap rm38 max spend 633.33
pbqm 5% cap rm30 max spend 600
scb lfc 5% effective 2.5% cap rm50 max spend rm2000
ocbc tit 1% unlimited

Valid for online transactions only.
Not all the top-up wallet transactions are considered Online transaction!

i like public bank quamtum

Clarify further please!

For example, Touch N Go ewallet.
You may choose saved card method to top up, it is not an online transaction

I see. Thanks.

Ya right, reload to e-wallet no longer entitled for CB right... for LFC...

why LFC?

Oops sorry my bad, I meant Barcelona Card... haven’t completely wake up from my sleep paiseh paiseh

Em guys just reporting in - True CC did not grant me CB for my Bigpay Topup in Mar2020. Not sure for other eWallets at the moment.

EDIT: GrabPay still worked

This post has been edited by Dezs: Apr 21 2020, 03:17 PM

so your top up with TRUE to Bigpay , how?

Basically not sure if it is a fluke - but likely they stopped crediting for BP - ill just top up the balance with a point card - the bulk of it is via aeon, PBB, and what is left of my Mach 1% online.

is this confirmed? I saw ppl still saying top up BP using True Visa will entitled for CB ...

Well this is what happened - BP supposedly shd be the full CB, instead, i only got the Grab CB, which incidentally was for the last day. Maybe need more input from other True CC holders to confirm pattern.

Oh ok, maybe you can ask this in another post and see what other user reply.

https://forum.lowyat.net/topic/4444990/+2160

maybank use for other retail spending only

Hi, I am new to this E-wallet thingy. I heard that many E-wallet beginning to reject reloads from credit card or BigPay. Can I have a list of E-wallet that currently still accepting reloads from Credit Card or BigPay? Thanks

you dont need to "hear" from others.

research and experiment yourself which ewallets have this feature.

all info is listed in their respective website. else, download and try.


in this forum too, each popular ewallets have its own topic.
read the post #1 in each topic.
learn to use SEARCH in each topic to find specific keyword e.g. "withdraw", "bank", "transfer", etc.

I use credit cards to top up...
Grabpay, Lazada Wallet, ShopeePay, Touch N Go Wallet, Boost, Alipay China for foreigners.

Now still got any E-wallet that can play the top up with credit card for credit card cashback and then withdraw the top-up amount to bank account game? Any workaround or any loopholes in a legal way? Anyone knows?

Sell your credit at Shopee or spend on bill payments (Grab App, TNG wallet App, Boost App, E-pay, Shopee, Lazada)

I have cancelled Maybank cards for good because of no CB for Ewallet

Thts is alot of coins weh. Whats the requirement?

e-wallet market race

https://www.thestar.com.my/business/busines...t-race#cxrecs_s

How about UOB YOLO Visa?

Here are my set up... 3 BigPay card (me,bro and wife) ---> reload via Affin duo cc rm 2667 (cashback rm 80 per month) and via Pb Quantum master card RM 300 (BigPay) and RM 300 (tng e-wallet) for another RM 30 cash back...now total cash back per month RM 110 per month

Next transfer all the money to my BigPay...then back to my Maybank with rm 0.50 charge per 1K transaction...then reload Grab via Maybank X Grab cc...

I also use Elinkin to reload tng e-wallet via soft pin (from Grab Pay) since I am using that for petrol (shell), tolls and to top up shopee pay (via 7-Eleven).

This post has been edited by reymura99: Mar 3 2021, 10:40 AM

random stumble. now that pbbank cards no longer give rebate for ewallets, any other recommendations?

Oh.

Didnt know PBB no longer give rebate for ewallet.

starting this month... i think 16/2.

you can still use pbb-islamic visa platinum , or maybe you can use alliance bank visa signature if your spending about 3k a month

all pbb not giving cashback for wallet top up dy....

PB Islamic cards not part of the revised feature

i am using PBB Mastercard.

Pbb mastercard = online transaction
5% Cash Back on online transactions with minimum RM30 per transaction, capped at RM30 per monthly statement cycle

Now no more..

now can go for scb simplycash, hsbc amanah, uob yolo, affin duo, rhb shell, ambank bonuslink

Yeah. Im currently applying for Affin Duo now.

if you like to cashout money from your cc credit limit, can go for rhb shell and ambank bonuslink (new bank user). can immediately use 70%-80% of your credit limit to cashout into your savings account with no questions asked.

Until end of Dec 2023, CIMB Travel World Elite

Equivalent to UNLIMITED 2.5% CASHBACK

If I am not wrong,
Unlimited only for those not using pledged FD to get the card.

This post has been edited by ClarenceT: Jun 10 2023, 08:08 AM

It is still unlimited. CIMB said if paid over over until negative balance won't get points but so far everyone still gets it.

Mine is pledged FD as well and have not missed ANY points.

But of course I'm keeping the BP rather than cashing out at 2.5%, but that's just myself thinking myself miles more worth.

apart from credit card, can use apps also to reload ewallet,
i use zcity apps to reload tng and boost, can get 5% off lo. Pay bill also can get cashback.