Answer by RP:

Which Credit Cards To Use To Reload E-Wallets?

URL: https://ringgitplus.com/en/blog/e-wallet/Wh...-E-Wallets.html

We’re fairly certain that other banks will follow suit, but for now the question on everyone’s lips is simple: what other credit cards can we use to reload e-wallets and still earn cashback and rewards points? The list compiled below, divided into cashback and air miles cards, will help.

Most e-wallet reloads are classified as online transactions, which means credit cards that offer cashback for online transactions are shortlisted; though some banks may exclude cashback from some e-wallet reloads (such as Public Bank Quantum & Visa Signature for Boost, and UOB YOLO for Boost and BigPay). We also added other cards that offered cashback for all retail transactions, as well as rewards cards that offered air miles conversion.

Those cards were then narrowed to the 5 cards in this list.

Cashback Credit Cards

Public Bank Quantum Mastercard

Cashback: 5% on online and dining categories, capped at RM30 a month
Income requirements: RM36,000/year (RM3,000/month)
Annual fee: Free for life

One of the best cashback credit cards in this list, the Quantum Mastercard offers 5% cashback for online transactions with no minimum spend requirement. At a cap of RM30, you’ll earn cashback for up to RM600 in spending with this card.

Standard Chartered Liverpool FC Cashback Card
Cashback: Tiered, up to 5% capped at RM50 a month
Income requirements: RM36,000/year (RM3,000/month)
Annual fee: RM175

Besides the JustOne Platinum, StanChart’s rebranded cashback credit card is pretty good as well. You’ll need to spend at least RM1,500 to unlock the 5% rate, but the fact that cashback is awarded for all transactions except petrol and insurance means you’ll earn cashback for topping up any e-wallet in Malaysia.

Citibank Cash Back Card
Cashback: 10% on Grab, capped at RM10 a month
Income requirements: RM36,000/year (RM3,000/month)
Annual fee: RM120

Citibank’s revision for this card in January means it’s a decent card to earn RM40 in cashback every month with just RM100 in spending in each of the four categories: Petrol, Dining, Groceries, and Grab. Users have confirmed that topping up GrabPay wallet with this card earns 10% cashback – but be sure to spend at least RM500 on this card each month to unlock the 10% cashback. RM10 cashback may not sound like a lot, but given how reliant Malaysians have become to Grab’s suite of services, you’ll still be saving RM120 in a year.

Public Bank Visa Signature
Cashback: 6% on online, dining, and groceries, capped at RM38 a month
Income requirements: RM80,000/year (RM6,667/month)
Annual fee: RM388, waived with 12x transactions a year

It’s rare for a high-tier card to offer cashback these days, but the Public Bank Visa Signature is one of the better ones. Think of it as a higher-end Quantum Mastercard, with slightly higher cashback rates and monthly cap. With its RM38 cashback cap per month, you’ll earn cashback for up to RM633.34 spent with this card.

Ambank TRUE Visa Card
Cashback: 3% on online category, capped at RM30 a month
Income requirements: RM36,000/year (RM3,000)
Annual fee: Free for life

Previously overlooked for other cards with higher cashback rates, Ambank’s TRUE Visa credit card is now a solid choice for e-wallet top-ups. 3% cashback for online transactions may not seem like much compared to other cards in this list, but its zero minimum spend requirement makes it useful if you don’t spend a lot. At a cap of RM30, this card gives cashback for up to RM1,000 in spending.

Haha, maybe not full. Rp also stated aeon card, which give 2% online cb

https://www.change.org/p/apple-bring-apple-...ice-to-malaysia

Sign this petition guys. Hope this will help us having apple pay soon.

I think for standard everyday cashback (except topping up e-wallet) without too much hassle, you can go for  Maybank Barcelona: 2% all (almost) transactions capped at RM50/ month, boost up to 10% and capped at RM100 for May and August. Total wopping RM700 cashback with fairly easy-met conditions.

As for e-wallet, I think topped the chart should be PB Quantum - I dont have one, stil reading through the details. Combo it with Boost, BigPay or Wechat (not sure if the later 2 worked, wechat has 0 charges on withdrawal)

Info:
- Bigpay withdrawal details: https://www.bigpayme.com/faq-bank-transfer
- Boost withdrawal details: https://support.myboost.com.my/hc/en-us/art...y-bank-account-

I may not have all the info to compare, looking forward if someone can correct me if I am wrong. Cheers.

Ya right, reload to e-wallet no longer entitled for CB right... for LFC...

Hi, I am new to this E-wallet thingy. I heard that many E-wallet beginning to reject reloads from credit card or BigPay. Can I have a list of E-wallet that currently still accepting reloads from Credit Card or BigPay? Thanks

all pbb not giving cashback for wallet top up dy....

apart from credit card, can use apps also to reload ewallet,
i use zcity apps to reload tng and boost, can get 5% off lo. Pay bill also can get cashback.

wah shell also have.

means can use this voucher when i go refuel at shell can get 5% off?

Seems like the good old days of getting cash back for ewallet reloads is over. Any good way to reload TnG or Boost?

But most cards won't give points or cashback for eWallet reloads

Hi, am trying to find another card for this topic. Currently having affin duo. Is uob evol eligible for any ewallet top up? Thanks guys!