amansiarers list:
------------------
alanyuppie
ants
KGK
steven_tan
limfookwing
agnes_sly
vreis
keiichicol

Refer to the alanyuppie's thread, can all the above buyers specified which floor you buy? and also the reason why U select that particular floor.....I really would like to know...Thanks......Anyway...


Phase 2
Level 1 - RM183,880
Level 2 - RM173,880
Level 3 - RM193,880
Level 4 - RM183,880

Phase 3
Level 1 - RM185,880
Level 2 - RM179,880
Level 3 - RM199,880
Level 4 - RM191,880

This post has been edited by ykyloveu: Oct 22 2007, 06:03 PM

Regarding the oil and smoke issue, I dun think there is any big issue for tenant at Level 2 even the Level 1 kitchen is located at Level 2 car porch. I think most of the people will install an exhaust system for their kitchen (otherwise Ur living room will be fully occuppied by cooking smoke when U R cooking).

When the exhaust fan is being installed, I guessed the exhaust fan outlet will be located at UR Own Level 1 car porch area. Or If U purposely want to cari gaduh, then perhaps U can installed the outlet to Level 2 Car Porch. Which environment U prefer? peaceful or the other?

The grill and wall definitely are belong to Level 1 Owner.....
The fan cannot be installed at Level 1 or 3 floor because of the window??? then where should it be installed??? There is a brickwall above the window casement, U can hacked the brickwall above the windows located at ur own car porch and direct the outlet pipe to the wall openings above the windows.

Just My Opinion (If I'm one of the Level 1 Owners), I will replace the grill to brickwall for privacy purpose.

This post has been edited by ykyloveu: Oct 23 2007, 06:18 PM

Make a small opening at wall will not affect the structure of the building....I saw most of the codominium units do the same at their kitchen area......We are not hack down the Reinforced Concrete Wall, just the brickwall....It does not affect the stability of the house.

One price for all people. Price given by Agent. By the way, Ur unit very near to me.....same row with U

This post has been edited by ykyloveu: Nov 9 2007, 10:01 PM

I went to the construction site on Deepavali....
The SA told me that Phase 1 Last 2 rows are still in construction, and the High Tension Cables are located 130ft (39.6m) away from the nearest row of Phase III Units.....

When U on Ur way to the Show House By using the road in front of the police station, U will come to the end like a corner just before U turn to left hand side....U will notice there is an empty land on ur left hand side, such piece of land will be developed with Bungalow and Semi-D.....More residential developments on that area soon.....Haha..If U all wanna object the Bangalow & Semi-D development, U can write letter to the MPS lol.....

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Added on November 12, 2007, 7:23 pmMine is Phase III Level 2 with the front road of 50ft' wide......

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Added on November 12, 2007, 10:12 pmAbout the Additional Points...Can We just to install 3 additional points (Fan Point) and not the all 15 points???
I think Fan Point worth to be installed during the construction time...and the rest can be later...

This post has been edited by ykyloveu: Nov 13 2007, 01:09 AM

Information As at 14/11/2007
====================

vreis (Considering)

sabrina_beh (Phase I Level 4)
KGK (Phase I Level 4)
winkie (Phase I Level 4)

ants (Phase II)
limfookwing (Phase II)
alanyuppie (Phase II Level 1)
steventan (Phase II Level 1)
jumps (Phase II Level 3)

sunny ti u (Phase III)
darren13 (Phase III)
johnsl (Phase III)
susakthy (Phase III Level 1)
keiichicol (Phase III Level 1)
ykyloveu (Phase III Level 2)
agnes_sly (Phase III Level 3)
sidviq (Phase III Level 4)


This post has been edited by ykyloveu: Nov 14 2007, 09:13 PM

ISOMETRIC DRAWING
===============


FLOOR LAYOUT PLAN FOR EACH LEVEL
==========================


This post has been edited by ykyloveu: Nov 14 2007, 10:12 PM

around 4K.....
OCBC offers 2 loan packages......one is Zero Moving Cost with Interest BLR-1.75% while the other is Non-Zero Moving Cost with Interest BLR-1.85%.......

The Loan Amount U borrow still the same for either package (My Opinion only...ask someone to verify)
The only different is the percentage of interest......Bank charges U the loan agreement fee so called lawyer fee .....kua.....by imposed a higher percentage (BLR-1.75%) from there, they gain back the lawyer fee + % for such fee.....If U want to pay the lawyer fee by urself, of course they cannot gain from u bcos Ur interest rate is lower (BLR-1.85%)

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Added on November 16, 2007, 7:45 pmUr package is likely to be Zero Moving Cost......
Ur loan interest is BLR-1.75% for the rest of the years???

My Loan Package is BLR-1.5% (1-3), BLR-1.75% (4-36)......
Yes...My repayment period is extended to 36 years....bcos i applied for graduate loan....
But of course I will pay higher amount to the bank for installment, I applied for 36 years just in case....If anything unforseen thing happened, I need not to struggle for huge amount of money to pay for the housing loan....

This post has been edited by ykyloveu: Nov 16 2007, 07:45 PM

Most of the loan package is 30 years....U R right.....
OCBC did offer loan package so called "Graduate Loan".....
My OCBC bank loan "runner" told me initially....it can be extended to 40 years...
However, ended up it can only be extended to 36 years....
I think it might be like that.....65 years (Max) - 29 (My age) = 36 years
I think also....40 years should be achieveable if U R 25 years old at the time U apply housing loan and U R a degree graduate....but anyway, U have to check with OCBC.....This is my assumption only...kindly verify Yaaaaa...

I submitted all the documents like usual (photocopies of 3 months consecutive salary slips, bank passbook to prove that U got income in and tally with the salary slip, IC) and also my degree certificate to apply for the graduate loan package....It has been approved recently...

I buy also the life insurance to act as the guarantee for the OCBC. Some ppl can pay for the MRTA (A fix lump sum - only paid once about RM7K) and not the life insurance.......But, I prefer life insurance bcos I dun have any personal insurance yet....just buy one for safe......Life insurance's premium can be paid thru auto debit from credit card or bank account.

My Life insurance is by HLA....Amount insured is RM160K (approximately RM1500 per year)......in case accident / unable to work due to health problem / total permanent disable, the insurance company pay back only RM160K.....or in case of u died due to accident they pay U RM320K (Double the sum insured)......The weak point of this insurance package is the premium that U paid has not interest over the time but cheap for the premium....RM126 per month for my case.....U can check with ur insurance agent whether the life insurance or whatever insurance that u buy can be use as a guarantee for the bank in approving ur loan application.

This post has been edited by ykyloveu: Nov 16 2007, 11:51 PM

Mine is Phase III unit but the property value is only RM180K....which is less than RM200K....
Cannot apply for the Affin Islamic Bank's package..Is it a zero cost package?

I remember also the Agent told me the same. We have to get the loan from their panel bankers.
We cannot apply from Public bank bcos their quota for this project is fulled.
But I don't know about the Affin Islamic....whether they accept.....
If they do accept, and this Affin offers BLR-1.85% with Zero Cost Package.....
Then this should be the BEST offer I've ever seen for the AmanSiara.
HL Bank only can offerred me with BLR-1.5% while OCBC is -1.75%...

It's Unbelievable....I quickly checked with my Loan Agent....
After clarified with him, He told me that OCBC did offers this Loan Package...which is Non-Zero Moving Cost..
The Interest Rate is
1 - 3 yrs ==> BLR-2.00%
4 - 30 yrs ==> BLR-1.85%

So..I made a mistake b4 in which I said that the Non-Zero Cost Package is BLR-1.5% for the 1st 3 years....

Welcome a New Member....

List Updated as at 1/12/2007

sabrina_beh (Phase I Level 4)
KGK (Phase I Level 4)
winkie (Phase I Level 4)

ants (Phase II)
limfookwing (Phase II)
alanyuppie (Phase II Level 1)
steventan (Phase II Level 1)
jumps (Phase II Level 3)

sunny ti u (Phase III)
darren13 (Phase III)
johnsl (Phase III Level 1)
susakthy (Phase III Level 1)
keiichicol (Phase III Level 1)
ykyloveu (Phase III Level 2)
agnes_sly (Phase III Level 3)
sidviq (Phase III Level 4)
swiss_garden_kl (Phase III Level 4)

Within How Many days we need to pay for the 10% downpayment upon signing the S&P?

Where is the pillar is being constructed?
I passed thru the show house today but didn't noticed any construction for the pillar.
Is it on the uphill?
I just noticed that the main road beside the show house is being widen only.

Previously..There are some scaffolding were being erected left and right also (Oct).....But it is only scaffolding and has no any physical construction for the flyover's pillar....Today, I purposely went there to see the pillar....Unfortunately, even the previously erected scaffolding have been dismantled...

hehe...alanyuppie is a nice guy....keep on updating the list...
about the gathering....see how's the progress....I might join u all also

Not Many Left...

List Updated as at 24/12/2007
=============================
sabrina_beh (Phase I Level 4)
KGK (Phase I Level 4)
winkie (Phase I Level 4)

ants (Phase II)
limfookwing (Phase II)
alanyuppie (Phase II Level 1)
steventan (Phase II Level 1)
jumps (Phase II Level 3)
zookahmad (Phase II Level 2)
awiemaizah (Phase II Level 4)


sunny ti_u (Phase III)
darren13 (Phase III)
johnsl (Phase III Level 1)
susakthy (Phase III Level 1)
keiichicol (Phase III Level 1)
ykyloveu (Phase III Level 2)
agnes_sly (Phase III Level 3)
sidviq (Phase III Level 4)
swiss_garden_kl (Phase III Level 4)
keepitsimpl3 (Phase III Level 4)
damin (Phase III)