My opinion is car cost should not exceed 6-12 months of our pay.

Since they say don't have big head don't wear so big hat, so when buy car, how much salary is consider big enough head to buy 260k car assuming 10% downpayment?

If too small head and buy expensive car I think salesman also laugh you.

Please advice realistically cos I expect some ppl will say income 1 million and other troll post.. but this is serious kopitiam.

those more than 200k car are usually own by company to reduce tax. no rich 1 will fork such large sum to get a 200k car. got 200k better go buy house according to rich.