I bought a 238K car with 10% downpayment 6 years ago when my salary was RM8K. Still driving it and still can afford a baby and travel overseas (i.e. Japan) every year. Of coz my salary increase over the 6 years period also.

Some times, u need to take the risk and go for it. Then it will be your motivation to work harder....else u need to sell the car and no face.

True Story...

Hahahaha...honestly, I never bother about all those rules. i did a simple calculation and I think that I can afford it at that point, then I went for it. Enjoy every single moment I step into the car till today.

One thing I learn in my life - enjoy life at present and buy whatever you want as long as you can effort it. I don't know what is the point of planning your future if you are not living your present. You are living in the present, why plan the future while letting go your present.

You never know that the future you were busy planning all these while has arrived and then you are still planning for the future of this future that has arrived. Then you keep planning and planning...and one day you notice you forgot to plan for your own funeral but it is here already....Stop planning for your future and live the life you have now.


Thanks for the agreement on the motivation part....as I know 99% of the people out there will not buy this. No right and wrong...just diff ppl living life differently.

This post has been edited by PHI_1.618: May 28 2019, 02:50 PM