If you ask in serious kopitiam, we will give u a fair answer. I find salary x12 is a good formula to follow.

Another one i like is, you drive the car, don't let the car drive you. As long as it can move you and don't give you trouble, don't spend your entire life enjoyment into it.

Maintenance is another cost. A lot of people don't know before buying a car and got even stressed out after knowing the cost of the parts, notably european cars. They are meant for people who are rich to change every 5 years.

When you are buying cars above 200k, you should already having around 100k of free flow cash (based on my observation from the owners). No point squeezing money to buy luxury car with limited salary.

Don't compare with those fresh grads buying vios or full spec myvi, there are a lot of parts you cant see. Maybe their parents are rich and did a lot of down payment. What you see is just they drive their fancy new car, you don't know if they can only afford bread everyday. I have a friend buy a myvi and can only afford mamak everyday, while another one buys bezza and the money flows freely. Can buy new laptop, can buy new pc, can go vacation, order as he wish in expensive restaurant and etc.

You can do anything you want if you treasure your car very much, but when u ask in serious kopitiam, we give u safe and fair answer.

I personally thinks 200k can buy half of the house already in some places, i like house more than car. car value depreciate very fast. at the end of the day, it moves me. no revolutionary technology like changing smartphone every 3 years. still gasoline engine.

This post has been edited by NoobHacker: May 23 2019, 07:05 PM

post ur salary and ur expenses.. net salary. lol. as I said some people spend most of the income into cars.. some prefer cash.. some prefer house.. let us know the number first.. then we recommend hat size.

You ask like that, we never know how big is your head, of course give u very general answer.

If you are young, no gf, no kids, at 8k range, no plans for babies soon, willing to spend more in cars, maybe 140k cars are safer deal.