Yes free mot, however most of the time you need to pay 10% downpayment.

Example: First time home buyer, 400k - 40k(10% discount, some have, some dont have) = 360k discounted spa price

360k - 36k(10% downpayment) = 324k nett price

Personally, I feel like more rebates and cashback means developers are getting more desperate to sell their units as they want to avoid too much overhang.

Yes, interest rate lower.

Has there ever been a time where its not a good time to buy properties for "everybody"?

Ya, what I mean by everybody is everyone, no matter rich, poor, rich in cash, etc.

Or developers getting real desperate to boost sales

So is it correct to say that it is always a good time to buy properties?*

*Terms and conditions applied.

Agents are not wrong then

That's partially correct. Everyone knows the stories of some successful people with their "i buy xxxx when its cheap, now expensive dy i damn rich now, thats how i succeed". Not many people know when to buy, when to not buy. How? Keep on researching la...

Wait till market rejuvenates then start researching? Too late. Wait till market is bad then start saving to sapu lelong and subsales?

Diu...many people say now subsales and lelong market good, let me ask you, if you don't start saving before, how are you gonna afford going in subsales and lelong?

Everyone has different needs and requirements.

You spew such vague statement to come across as its "true". Why can't I put out a vague unspecific statement that is correct?

Also, if its property, then property la, wtf is poorperly?

It is illiquid but then it still holds up a significant portion of your initial value even if it depreciates, thats why some people like to invest in properties. (dont tell me rubbish extreme example of buying a flat unit for 1.5m)

It takes years to bottom, diu every year can say like that lo, wait till the year before u die then buy, ok mou?

I agree with you the property bottom is still not in sight. However, who can know exactly when is the property bottom? Diu even economists don't know.

Sensible or not, not even up to you to decide.

Whether its for ownstay or investment, there are better options than kl sentral area.

And when is the bottom? You keep on repeating the same arguments over and over again with your vague statements. Yeah you are mostly correct but you are so vague and unspecific, it waters down your own arguments.

Try bring up better arguments next time.

You only start servicing the loan once you get your house keys.

Titijaya?

Don't hope much then there is no disappoinment.

Condo, ulu. Landed, i think its okay.

For landed, the "ulu" index is more loose than condo because landed in moderately prime areas are already quite expensive.

You only get cashback after paying all the progressive interest because that is when all of the money has been disbursed to developer.

I know but someone was asking is it legal that developer to give cashback only after VP when buyer needs to pay progressive interest undercon. I was just explaining.