Renew car insurance need postcode? I key in different postcode - Ipoh and KL - the insurance price changes. Wtf? Any difference if I put in Ipoh postcode but I drive my car in KL?

It's Berjaya Sompo btw.

Obviously lah Ipoh drivers ranking below Penang drivers..

So my question is this:

1. Can I put Ipoh postcode when I renew my car insurance but I drive at KL
2. Which postcode offers the lowest insurance renewal cost? So far I know Ipoh > KL and Penang.

libreated insurance
want cheap go install a tracking device

https://www.axa.com.my/What-You-Need-To-Kno...Motor-Insurance

1. your insurance is valid for whole Malaysia including EM.
2. No idea

X mau la tracking device XD

wow dunno got until liddat

I also don't know. Macam loop hole je. If like that nobody will put Penang or KL as postcode

20% only?

But then if buy Takaful already get 10% if buy thru online, and 10% (or 15%?) cashback if no claim. Wouldnt that be cheaper and easier?

If Penang and JB, must pay more insurance. Deswei.

That's why. Not worth at all. If you say 40% then can consider.

I know. But which states or postcode offers the lowest?

Also, like that all JB and Penang driver letak other state's postcode je. Apasal nak letak JB and Penang and pay a higher premium?

Or follow plate number mia?

This post has been edited by Duckies: May 14 2019, 01:34 PM

well.. first u need to know

Detariffication will increase premium rate.

https://www.ibanding.com/detariffication-of...ia-infographic/

Now insurance companies look at drivers risk profile to determine the premium

But in this case I'll just put Ipoh postcode cause it's cheaper. Any cons of doing that?

this 1 pasang get how many discount ?
can racing ?

so which state cheaper??

Ipoh kot

i think they take into consideration your job also.

Motor insurance is a losing business for most insurance company because Malaysia drive like CB, hence why detariffication will increase the premium.

According to faq, no discount upon purchase, but give cash back as reward as you drive. Max 20%

If drive like mad no discount.

I don't mind really.