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> Paypal link bank account/debit card, how long does it take?

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TSkshen
post Apr 17 2019, 03:32 PM, updated 7y ago

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Ok, so ... probably this has been answered dinosaur years ago. But I heard there were new changes in Paypal since last year. I just opened a paypal account and linked it with my bank (RHB bank). It's already been more than 24hrs and the status is still "Checking". I know there's a waiting time. Plus, I want to transfer the cash from my RHB bank to my paypal balance.

On the otherhand, I've linked my debit card as well (RHB bank, same as above savings account). It's not "confirmed yet" and was told to key in the code upon their 2 deposits into my account and whatnot. Now, how long will it take until they send me the said code?

Also:

1) Can I still send payment (Goods and service) overseas to US even if i have $0 paypal balance? If so, can i do so via my debit card which (if they finally send a code) is confirmed? How will the money be transferred?

Thanks

This post has been edited by kshen: Apr 17 2019, 03:33 PM
bukechi
post Apr 17 2019, 03:34 PM

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if $0 then what u send?


TSkshen
post Apr 17 2019, 03:39 PM

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QUOTE(bukechi @ Apr 17 2019, 03:34 PM)
if $0 then what u send?


*
Havent send yet. Going to send soon. Currently both bank and debit card still in the midst of confirmation. Paypal balance kosong.

Was wondering , if in the event my debit does get approved/confirmed but my paypal balance is $0.00, can i still proceed with transactions ? Planning to send money Goods and Service (since Personal payment is no longer an option in Paypal) to someone overseas for a product.
TSkshen
post Apr 17 2019, 04:09 PM

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Really need help. Please advice sifus !
DuitNow
post Apr 17 2019, 04:37 PM

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QUOTE(kshen @ Apr 17 2019, 04:09 PM)
Really need help. Please advice sifus !
*
Have you try sending the money using debit card option in paypal setting?
TSkshen
post Apr 17 2019, 04:38 PM

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QUOTE(DuitNow @ Apr 17 2019, 04:37 PM)
Have you try sending the money using debit card option in paypal setting?
*
Not yet , because the amount I'm going to transfer is pretty huge. Don't want to risk it. Should I just try regardless tho? Or wait until they send the credit balance to my oonline statement (RHB DEBIT CARD)
DuitNow
post Apr 17 2019, 04:43 PM

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QUOTE(kshen @ Apr 17 2019, 04:38 PM)
Not yet , because the amount I'm going to transfer is pretty huge. Don't want to risk it. Should I just try regardless tho? Or wait until they send the credit balance to my oonline statement (RHB DEBIT CARD)
*
How much?

If you over limit they wont let you sent, thats all.

Level 60 Wizard
post Apr 17 2019, 04:44 PM

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did it back in 2005...should be instant
Mechin
post Apr 17 2019, 04:46 PM

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should be instant, where do you see the status checking?
the code should be in the recent transaction info in RHB online, then copy and paste the code in your paypal account

and yes, if paypal $0 balance, it will auto use the money in your linked bank account, so becareful

This post has been edited by Mechin: Apr 17 2019, 04:50 PM
azam_halim
post Apr 17 2019, 04:47 PM

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try send rm10 to my paypal first lah
Jas2davir
post Apr 17 2019, 04:50 PM

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you receive over rm3k get ready for BNM to withhold your money until you provide justification, also PP shut down their office in malayisa a friend had to bunkus tikar already.
blackamikaze
post Apr 17 2019, 04:54 PM

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QUOTE(kshen @ Apr 17 2019, 03:32 PM)
Ok, so ... probably this has been answered dinosaur years ago. But I heard there were new changes in Paypal since last year. I just opened a paypal account and linked it with my bank (RHB bank). It's already been more than 24hrs and the status is still "Checking". I know there's a waiting time. Plus, I want to transfer the cash from my RHB bank to my paypal balance.

On the otherhand, I've linked my debit card as well (RHB bank, same as above savings account). It's not "confirmed yet" and was told to key in the code upon their 2 deposits into my account and whatnot. Now, how long will it take until they send me the said code?

Also:

1) Can I still send payment (Goods and service) overseas to US even if i have $0 paypal balance? If so, can i do so via my debit card which (if they finally send a code) is confirmed? How will the money be transferred?

Thanks
*
The code can be seen at your debit card transaction online via your bank portal.
TSkshen
post Apr 17 2019, 06:39 PM

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QUOTE(DuitNow @ Apr 17 2019, 04:43 PM)
How much?

If you over limit they wont let you sent, thats all.
*
Sending over around 1.5-1.8k ringgit by their conversion rate which is a bit higher than normal
TSkshen
post Apr 17 2019, 06:46 PM

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QUOTE(Mechin @ Apr 17 2019, 04:46 PM)
should be instant, where do you see the status checking?
the code should be in the recent transaction info in RHB online, then copy and paste the code in your paypal account

and yes, if paypal $0 balance, it will auto use the money in your linked bank account, so becareful
*
At the bottom of the "Balance" section where you can see both your linked bank and linked credit/debit card. Upon clicking the linked bank , I see *****(bank acc last digit) and at the status section it states "checking". I thought so as well, I suspected it could be because my name isn't identical (has a capital letter in it but spelled same). I tried changing my name but apparently it'll take a few days for them to approve...Do you think it could be beccause I've set it as "business" paypal instead of personal?

So once my debit card is confirmed (after they send code and stuff, which is a few days apparently) I can transfer cash to the individual (in USD) without using paypal balance? The amount I transferred will then be credited to my linked bank account as per my ddebit card ?

QUOTE(Jas2davir @ Apr 17 2019, 04:50 PM)
you receive over rm3k get ready for BNM to withhold your money until you provide justification, also PP shut down their office in malayisa a friend had to bunkus tikar already.
*
I'm sending over 1.5-1.8k ringgit. Yea I heard , they also removed personal payment which I have to resort to G&S

QUOTE(blackamikaze @ Apr 17 2019, 04:54 PM)
The code can be seen at your debit card transaction online via your bank portal.
*
NOTED. How long does it usually that for them to credit the amount to my account?
DuitNow
post Apr 17 2019, 07:03 PM

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Can use business paypal? Thought need company registration.
Jas2davir
post Apr 17 2019, 07:05 PM

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QUOTE(kshen @ Apr 17 2019, 06:46 PM)

I'm sending over 1.5-1.8k ringgit. Yea I heard , they also removed personal payment which I have to resort to G&S

*
yea sending might not be an issue, but god forbid you receive, also there is a tax imposed on the receiver.
TSkshen
post Apr 17 2019, 07:43 PM

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QUOTE(DuitNow @ Apr 17 2019, 07:03 PM)
Can use business paypal? Thought need company registration.
*
Not too sure , but if I recall back then you can select whether to register as personal or business. I don't think it matters with the current implementation of "No personal payment" in Malaysia. Upon linking my bank account, you can select personal or business , both of which have different names
TSkshen
post Apr 17 2019, 07:43 PM

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QUOTE(Jas2davir @ Apr 17 2019, 07:05 PM)
yea sending might not be an issue, but god forbid you receive, also there is a tax imposed on the receiver.
*
Yeah, G&S , they removed the personal payment for malaysia paypal
C0deXeus
post Jan 17 2020, 11:45 AM

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TS, any updates?

I'm having the same issue like you. I linked my RHB Bank account to PayPal. Status under checking for 3 days already. Btw, I didn't link my debit card.

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