as early as 13th week and as late as 35th week.

Get ard 13th-17th week before the detailed scan. Once the scan told something not so favour then rejection ws quite high.

O that is new information for us. We were not able to find an insurance for the mother needs.
We started the process at week 12.

I bought from AIA insurance
For mummy: AIA medical card, AIA Life lady 360
For baby: AIA Life Joy 2 + A plus health (medical card for baby) , A plus Baby care (maternity insurance) , A plus waiver extra and A-Plus Disability Care.

Its good that we can buy medical card for baby while pregnant without any underwriting from baby but of course mummy shud have a normal pregnancy thus far to apply. If have any complications or Gestational diabetes they may reject.

Then it is definitely a good news to you and your surrounding people, pregnant lady still have the right to have medical coverage. If you required any further info, may tell me anytime

Just advice to those pregnant mummy, most companies entry weeks are max 35 weeks. But suggested don't wait until that late only apply, as require O&G report that take some times. Advice not later than 32 weeks to make a decision will be the best

Yea, good that you have one for your baby:) agreed that mummy must be healthy without gestational diabetes or high blood pressure, my friend experienced before is when enter to third Trimester only diagnosed with gestational diabetes. Mummy need to control diet also, on sugar and protein, to reduce this risk.

During the 3rd trimester, complication like hypertension, diabetes, placenta previa etc tend to happen. Personal experience on this.

yeah so best time to buy is right away once eligible to buy at week 13 when there is less complications n covers since early pregnancy.

ya, that's why i also feel scare on this... I need to act faster to avoid unsuccessful to buy..


agreed, as early as low risk..