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Does higher credit card limit good?, Ccris and credit score
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touristking
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 Apr 28 2019, 05:19 PM
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QUOTE(dudester @ Mar 19 2019, 04:47 AM) I dont like high limit. Will ask them to temporary reduce when i travel, to about 30k. This to prevent the any fraud when overseas. Also i use a low limit 20k cc for internet transactions only. Got a solution for you. Get a Bigpay Prepaid Debit card Mastercard. You can only lost what you put into it and for overseas spending, you got foreign currency exchange rates about 2% lower than any other credit cards that I know of. |
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touristking
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Apr 28 2019, 05:22 PM
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QUOTE(PHI_1.618 @ Mar 19 2019, 04:49 AM) Never thought of this. But this is a good advice. I will definitely ask the bank to temporary reduce my card limit next time when travel. and only bring 1 card.  You shouldn't just bring 1 card. System may be down. Bank may be down. Who knows? I always bring a Visa and a Mastercard and from different banks. |
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touristking
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Apr 28 2019, 05:27 PM
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QUOTE(persona93 @ Mar 20 2019, 02:29 AM) tumpang tanya for me la, i never use CC and never will, do you think i need to apply one just for future wanna apply loan or something truth be told, i just wanna use to buy new phone only atm In advanced country, if you don't have card and only cash, they think there is something wrong with you. May be a drug dealer. So go get a card |
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touristking
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Apr 30 2019, 10:45 AM
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QUOTE(1tanmee @ Apr 29 2019, 09:02 AM) Errr even mom and pop roadside stall pun cashless? common to pay with card for a bottle of water in advanced countries. |
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