i just succesfully increased my limit prrmanently from 5000 to 7500.

reason is because i had to buy a lot of furniture for my new home. EPP 0% installment is a convenience, but it will reduce your credit limit.

in US, having higher credit limit is good because their rating system got something called "credit utilization". the lower your percentage is better. but in malaysia our ctos and ccris do not care for that. they only look at payment habit and outstanding balance.

just my 2 cents.