Outline ·
[ Standard ] ·
Linear+
Does higher credit card limit good?, Ccris and credit score
|
SUSmontyashley80
|
 Apr 30 2019, 11:02 AM
|
|
QUOTE(PHI_1.618 @ Mar 19 2019, 11:43 AM) I got 4 credit cards: HSBC - 75K limit Citibank - 65K limit Maybank - 35K limit CIMB 16K limit Total Credit Card owing today RM0. I agree that as long as you do not overspend your credit card and know how to control. The Higher the better.... wow...your credit rating must be very good lo... me is the person that cannot have high limit..got itchy hand  learn my lesson well and now cut all CC and making monthly installlment to pay back |
|
|
|
|
|
SUSmontyashley80
|
Apr 30 2019, 11:41 AM
|
|
|
QUOTE(PHI_1.618 @ Apr 30 2019, 11:13 AM) Hahaha...I also don't know what is my credit rating. I assume that Bank scare I "not die" hence keep increasing my limit. I was in the same situation as well when I just graduated. Burst my very first OCBC Credit Card...with limit of 3.5K hahahhaa....  Walaooo...that time scared like shit. Scared being sue bankruptcy (now thinking back, damn childish. Bank probably won't give a damn on that outstanding and take the effort to sue that person bankruptcy for 3.5K ), dare not to tell parents, malu to tell friend that my credit card cannot use. Then need to slowly pay back on a monthly basis and scissors cut the card into half to stop myself from using when I was paying back the debt. After I fully settled my outstanding, I made a promise to myself, I MUST fully settle my CC every month. Zero owing. Glad that I am able to keep that promise till today.  a big thumbs up for you bro!!! hope i can like you one day..still long way for me to pay off the debts haha.. and yes cutting the CC can help me to manage my $$ better.. |
|
|
|
|
Quote
0.0164sec
0.13
6 queries
GZIP Disabled