MAE is actually not entirely an e wallet, it's like Bigpay with their prepaid card concept, except the fact that MAE uses virtual card instead of a physical card. It just links to Maybank QR Pay, that's why they advertised it sort of like an e wallet, but the fact that it's really not. Just my opinion...
But I wouldn't start using MAE until they solve these issues, and this is coming from an existing Maybank cardholder...
1. MAE and my personal Maybank account is sorta tied together instead of separated, this just makes more confusion and with lesser peace of mind on using it
2. Virtual card isn't available for existing Maybank cardholders, so can't use Maybank Pay or Samsung Pay, I don't really feel safe in using my own account (usually for savings) to make payments every time
3. MAE should be separated to another section in the app instead, I don't wanna show my personal account balance when I wanna access to MAE
4. I can only top up MAE using my personal Maybank account
Agree. I don't like the way they link my M2U login account with the MAE, i feel it is not safe. I prefer they make it as standalone apps like Boost/BigPay for the user easier to manage.