i already maxed out my 60k this year...

btw if I accidentally contributed more than 60k (via cimb)...like rm10 extra , what would happen to the extra rm10 ?

The 60k max amount is the total of all self contribution... Separated from the mandatory employment contribution.
https://www.kwsp.gov.my/en/web/guest/volunt...asked-questions

Another deduction, pls no.

EPF, SOCSO, EIS, HRDF..

Another one??

I used to contribute rm1k per month voluntarily.  But recently has stopped doing so. This year looking for better options besides epf. After bitcoin Ethereum dunno where or what better to invest in. FD interest is too low & slow.

Just a note,
Many had mentioned, since it is after 1st of the month, ....then no need to be in a hurry to make self contribution as the dividend given earned will be the same today or till end the month.

Put in KDI Save for 2 wks, earn 3.5% interest. Then withdraw and dump into EPF. Give 2-3 days time frame for withdrawal from KDI Save, then about 5 working days before end of the month to dump in EPF so that it's reflected before the end of the month. I am not sure if you dump in day last day of the month to EPF, it will only appear the following month, but will the transaction be counted as previous month?

Why not? It's a daily compoubding  interest basis thing. Last year I have dump in significant amount on standby, only moved out when the FD went up to 4% and more. One day also can. But of course, one day no point lah. KDI Save is legit financial company by Kenanga. Money is yours....not a hamster game playing fake coin in TriumpFx  where your money can't be withdraw.

But if you apply KDI Save now maybe need 5 -7 days? I can't remember. So maybe a bit late. But you can open an account to prepare for next time. As temporary storage with higher interest than most savings/current account.

Try this while waiting for responses

CONTRIBUTING MORE THAN THE STATUTORY RATE
https://www.kwsp.gov.my/member/contribution...%20requirements.

If I contribute EPF as salaried Employee, we cannot apply under i-Saraan, right ?

See your age first...

Still far from 55...
Then don't go all out...

Just do What ever makes you more satisfied....
You had already saved 60k for this year, ... spend some to satisfied your achievement for having saved 60k. Whatever balance save again into kwsp when they "approved" that extra 40k. Your ps5 and iPhone would not cost 20k.

Your interest in ps5 and the joy & satisfaction of having played with it....priceless.... as you may not have that kind of joy playing with it later in life.

If really can tahan sakit and are really for the future sake, then, when encountered this situation ...
....just "chop" it off lor.

Yes, can withdraw online from kwsp official website.
Unable to find out how to withdraw from kwsp app, but small matter this part