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 EPF - self contribution, need advise

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Chiggah
post Sep 27 2023, 10:08 PM

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567 posts

Joined: Oct 2004
If I topup to EPF now self contribute. Will I still get the dividends for 2023 for remaining months (October to December) ?

Or not worth it ?

Wait for 2024?

This post has been edited by Chiggah: Sep 27 2023, 10:08 PM
Chiggah
post Aug 26 2025, 05:51 PM

On my way
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Junior Member
567 posts

Joined: Oct 2004
Voluntary contribution is rm3000 maximum to get tax relief right?

Or got people put more than 5 digit self contribute to epf?

This post has been edited by Chiggah: Aug 26 2025, 05:52 PM
Chiggah
post Sep 1 2025, 02:47 PM

On my way
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Junior Member
567 posts

Joined: Oct 2004
Does epf allow dividend withdrawal if got 1M and below 55yo? Doubt can right?
Chiggah
post Sep 1 2025, 03:28 PM

On my way
****
Junior Member
567 posts

Joined: Oct 2004
QUOTE(nexona88 @ Sep 1 2025, 02:53 PM)
Sure EPF would allow withdrawal as long your threshold don't go below 1mil.... After withdrawal....
*
Wouldn’t this be like a loophole? Husband wife together put in rm500k each into one EPF account then just cashout the dividend annually ?
Chiggah
post Sep 1 2025, 04:05 PM

On my way
****
Junior Member
567 posts

Joined: Oct 2004
What is the latest date we can self/voluntary contribute to EPF ?

 

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