Outline ·
[ Standard ] ·
Linear+
EPF - self contribution, need advise
|
ikanbilis
|
 Jan 26 2024, 11:36 AM
|
|
QUOTE(magika @ Jan 26 2024, 09:55 AM) What auto chanelling ? There is Acc 1 and Acc2 , no Acc i-saraan. If you apply i-saraan then and eligible , then if voluntary contribution reached the amt needed, so get loh. Website also giving errors. Yes, peace of mind. Thats what i did this year for my missus account. Btw, do we need to apply i-saraan every year. For peace of mind, i apply every year. I-saraan no need apply every year. I applied once in 2018 which is still valid until now. |
|
|
|
|
|
ikanbilis
|
Jan 26 2024, 11:51 AM
|
|
|
QUOTE(magika @ Jan 26 2024, 11:37 AM) What i know is, if contribute , dont do it on weekend, contribute on Monday morning and it will be faster. Weekend contribution will be slower than Monday morning. Its like pantang larang ...  I just did a test earlier this month. Contribute i-saraan Sunday Transaction date Monday Able to see the amount Tuesday morning 1.30am |
|
|
|
|
|
ikanbilis
|
Aug 28 2024, 11:19 AM
|
|
|
I-saraan RM500 has been reflected in the account. Go check.
|
|
|
|
|
|
ikanbilis
|
Sep 1 2024, 09:29 AM
|
|
|
QUOTE(Chuffling @ Sep 1 2024, 09:00 AM) I might have missed the post about 14yo though I scrolled through most of the past pages. Do teen account holders get yearly divi just as per usual? I read on the KWSP website that there's an incentive of RM250 max a year given. But till when, I don't think I caught that part. Anyone has experience doing this or have info to share? Thanks all. All account holders regardless of age would get the same yearly dividend rate. The rm250 u read is probably i-saraan incentive years ago. |
|
|
|
|
|
ikanbilis
|
Jun 28 2025, 02:15 AM
|
|
|
QUOTE(thesnake @ Jun 27 2025, 04:19 PM) my EPF is around 60% of my total net worth now. Wow thats a lot in epf. For me epf is around 20%. Big bulk 60% in sg gov bonds and other low risk assets |
|
|
|
|
|
ikanbilis
|
Jun 30 2025, 02:46 PM
|
|
|
QUOTE(leanman @ Jun 30 2025, 10:15 AM) When you said net worth, does that include your properties or related as well? or strictly those more liquid funds, like stocks, bonds, FD etc.. Strictly liquid assets cash, FD, stocks etc |
|
|
|
|
|
ikanbilis
|
Sep 27 2025, 08:54 AM
|
|
|
QUOTE(kechung @ Sep 27 2025, 08:17 AM) EPF portal under maintenance. Hopefully it is crediting of i-saraan dividend in process? Based on previous years i-saraan incentive is credited doesn’t need any maintenance to do so. It would be credited once the gov reimburse epf on the incentive. |
|
|
|
|
|
ikanbilis
|
Oct 26 2025, 01:36 AM
|
|
|
This year could be a bit different. Only Jan and Feb 2025 contributions are credited on 24 Oct 2025.
Contributions from Mar 2025 onwards yet to be credited and have to wait longer.
|
|
|
|
|
|
ikanbilis
|
Oct 26 2025, 12:32 PM
|
|
|
QUOTE(nexona88 @ Oct 26 2025, 08:19 AM) How come this year like this one?? Allocation $$$ not enough or what?? Too many people nowadays under i-saraan scheme.... Isaraan only costs RM115m yet the gov is holding back the money for most of us. Gov aid to xxx also exceed RM115m already. 
This post has been edited by ikanbilis: Oct 26 2025, 12:36 PM |
|
|
|
|
|
ikanbilis
|
Oct 26 2025, 03:01 PM
|
|
|
QUOTE(nexona88 @ Oct 26 2025, 02:29 PM) Sure got reason why gomen withholding the payment...... Not solely on financial reasons... 🤔🧐 If gov wanna withhold, then no payment for everyone lah. Why only pay for Jan & Feb contributions? Anyway i am not complaining coz i always contribute in Jan and got my full RM500. The lesson is to contribute early next year either Jan or Feb. |
|
|
|
|
Quote
0.0259sec
0.33
7 queries
GZIP Disabled