hehe, kena tangkap basah....

im more to Bogle's original thesis on hooting only SP500 (no international), and national bond

so... for malaysia context

we hoot SP500 (coz KLCI30 is a joke)
for bond, i guess this one open for choices.

I lookup itu Ambank bond fund, yield <4%, better all in FD better.

haha

hehe, at least got 50% markah =D

come back sometimes to share your financial journey with us. Will addon the bond element when this thread becomes matures a bit...

Gooding. For lazy method, can straight hoot total world index... US + emerging economies semua sapu

Limit buy order means u parking price let's say 240 euro per share. Only lower then they will sell to you. If higher, means no transaction.

Liqudity no prob. Market maker will take your orders.

Custodial I guess. Money is parking at Germany bank, or London. Wait I screenshot captrader punya bank.

If captrader gg, I guess no choice, we gg also?

breaking news. Stashaway can claim back 30% withholding tax. So no need DIY method coz max claim back 15% only.

Note: for StashAway fact check, pls navigate to SA thread. Sifu there can help.

Bye.

update 7 march 2019: now SA folks are unsure if they can fully claim back withholding tax 30%. For confirmation, kindly navigate to SA forum

update#2: SA folks confirm no tax advantage when it comes to withholding tax (for both SA or DIY method).


TQ

This post has been edited by alexkos: Mar 7 2019, 08:59 PM

hmm, if play absolute figure....later i generate it....

we talk relative figure first, i.e., %

correct me if I'm wrong. Actually SA can be used to hoot SXR8 (ireland domiciled SP500). If yes, then you get the withholding tax 15% only, same as DIY method. So this will be a non-issue.

The only advantage for DIY is no platform fee every year. If SA, every year 0.8% donation to platform.

Alex fast ask google:

https://lazybutintelligentinvesting.wordpre...from-singapore/

FTSE All-World UCITS ETF (VWRD) <---ireland domiciled

VWRD fact check
https://americas.vanguard.com/institutional...ssetCode=EQUITY
cost: 0.25% annual fee

CapTrader has access to VWRD no problem. Actually any international broker can do that also. Just CapTrader alex find cheapest (for initial minimum deposit)

the 18k is 4k euro...

coz captrader will eat 4 euro per transaction

min 4 euro, or 1 euro per 1k.......

so want maximize saving, then 4k euro lo~

no choice, everyone want to eat =(

if got 18k, then guarantee brokerage fee they eat 0.1% only

ya....captrader say if anything kena, got bla bla bla safety clause with Interactive broker....but no choice if they choose to songlap, our money gg also =(

my fren despite captrader cost advantage, use his international bank (charles schwab) to hoot SXR8.

Result: higher FX + brokerage fee
but every year 0.07% annual fee onward (like me)

i also want cheap, good, safe.... looks like can only compromise =(

This post has been edited by alexkos: Mar 7 2019, 09:11 PM

Ramjade bro more experienced than me actually. Must thank him for helping jaga kedai. I guli only, haha.

Good also, I try explore that.

If really got personal CDS international, then i transfer my SXR8 shares terus (yes captrader allows transfer positions)

ini masa captrader ask alex to bank in (general info)
then need notify another side also (instarem)

when do wiring from instarem to captrader, the latter asks for wiring intention. In other words, you must notify both parties, if not ah, money songlap in between?

So Ramjade is correct. Itu Captrader use IB (see the name Interactive Broker). If captrader gg, maybe can sue IB?

This post has been edited by alexkos: Mar 7 2019, 09:23 PM

tq buddies for contributing. Ini gua pun tak tau...haha

Hehe.. Alex hoot Xetra Germany exchange... So bypass London... No stamp tax

That's why SXR8 wins

This post has been edited by alexkos: Mar 9 2019, 11:36 AM

Racist... Which country? Boycott them!

Hmm... Captrader go with exchanges....

Itu swda cspx see list which exchange... Then hoot that...

Cspx if not wrong return LSE exchange which I avoid...

U r welcome... If u see lseetf... It means London.... So will kena stamp tax oh... Careful ya

Ya sadding. Any recommendation apart from sp500? Why Berkshire so bodo one?

I think think xia, i think you're right. Diversification is important.

So please have fixed income portion also =)

This post has been edited by alexkos: Mar 10 2019, 03:39 PM

. I help search xia.... U want xetra Germany exchange version of swda betul?