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EPF withdrawal for housing
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mini orchard
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 Jul 30 2020, 08:36 AM
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QUOTE(synapse*! @ Jul 30 2020, 05:08 AM) This boy bangang...............never buy anything with your gf/bf....... Things can change in a blink of an eye Nothing is certain in the future ... including parents marriage ... might need few blinks ! Join purchase can start with a good intention and can ends with a mutual agreement. Is always the greedy that makes things complicated. Just like a contract, you cant do much if the other party does not want to perform his obligations and things can change in a blink of an eye ! Forever NEVER sign contract ? This post has been edited by mini orchard: Jul 30 2020, 08:47 AM |
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mini orchard
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Sep 30 2020, 07:39 AM
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QUOTE(ZeneticX @ Sep 29 2020, 07:44 PM) sorry to necro thread if i take joint loan, buying first house for both applicants, when i withdraw EPF is it a must that both must withdraw or either one of us can choose to withdraw? Either one or both subject to fund availability in account 2. |
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mini orchard
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Oct 2 2020, 06:32 PM
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QUOTE(ZeneticX @ Oct 2 2020, 04:18 PM) another question is it compulsory I must withdraw full amount of my Account 2, or can I specify an amount? Any amount. |
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mini orchard
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Nov 28 2021, 06:19 PM
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QUOTE(Agent 45 @ Nov 28 2021, 05:51 PM) [attachmentid=11050461] Hi all, what is penyata baki pinjaman perumahan? is it our loan account statement? kwsp has their own format for the statement, do i need to request from my bank to follow kwsp format or just print out my loan statement? Print the latest bank loan statement. |
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mini orchard
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Feb 26 2022, 12:05 AM
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QUOTE(keat1105 @ Feb 25 2022, 11:38 PM) Dear all, just wonder if anyone has the experience in withdrawing EPF for downpayment to purchase a sub-sale property? I plan to buy a property, say RM500,000. Upon signing the offer to purchase (with agent), I need to pay 2% earnest deposit. Then I need to get a loans, say 90% of selling price, and sign S&P subsequently. For the remaining 8% downpayment, do I need to pay upon signing S&P, or can I wait till the lawyer complete all necessary works such as transfer of title etc (which I heard normally will take 2-3 months)? Thanks in advance. All terms in subsale are negotiable. If seller agrees, no issue. Whem I sold one of my property previously, buyer paid less than 5% after sign SnP. The balance was paid after 3 weeks when he received the money from epf. |
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mini orchard
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Mar 25 2022, 08:12 AM
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QUOTE(Calvin Seak @ Mar 25 2022, 06:59 AM) The S&P and loan would only be under her name. Will I be able to withdraw from my account 2? Under 3. Proof of Relationship
Marriage Certificate
OR
Birth Certificate
QUOTE(StupidGuyPlayComp @ Mar 25 2022, 07:26 AM) "The S&P and loan would only be under her name. [B]Will I be able to withdraw from my account 2?" Based on this, the property is no relation with you at all, of course you cant withdraw epf Yes ... it will be after the completion of purchase. 
This post has been edited by mini orchard: Mar 25 2022, 08:18 AM |
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mini orchard
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Sep 11 2022, 06:07 AM
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QUOTE(lysiew @ Sep 10 2022, 01:04 PM) Wanna ask on behalf of my client If SPA husband and wife names, Loan only husband name, wife can withdraw epf? Yes |
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mini orchard
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Oct 30 2022, 05:42 AM
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QUOTE(duckmaster @ Oct 30 2022, 12:06 AM) Hi sifus, Just wonder is there any successful withdrawal application for S&P after 3 years? Mine is around 3 years and 3 months til date, bit regret bout my persistence previously on not to touch my KWSP money no matter how. 😅 |
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mini orchard
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Jan 5 2023, 05:27 PM
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QUOTE(Chyan @ Jan 5 2023, 01:53 PM) Hi guys. If I have a joint purchase with my partner(not married), any issue with the withdrawal? As far I understand, is only for legally married couples. |
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