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 EPF withdrawal for housing

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hanhanhan
post Apr 14 2019, 08:57 AM

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QUOTE(num123 @ Apr 12 2019, 11:44 AM)
oh ya, you need to bring over all original copy for verification
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not 100% necessary.

CTC by lawyer should be enough for most klang valley branches.

however do keep in mind that each officer may have different pattern/approach depending how respectful/friendly you are with them.
hanhanhan
post Apr 22 2019, 12:14 AM

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QUOTE(jimmyng @ Apr 19 2019, 10:38 PM)
Just curious, withdrawal from account 2, is it subjected to tax?
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dont think so. it's ur own money leh.
hanhanhan
post May 9 2022, 11:29 AM

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QUOTE(Yen00yy @ May 5 2022, 05:18 AM)
Hi my boyfriend and I planning to buy a property. My first property and the third property for my boyfriend. Both of us never withdraw epf acc, can we withdraw the fund in this case? Snp and loan under both our names.

Is the withdrawal amount calculation same applied to both of us?
Is this considered individual withdrawal?

Do we need to pay the downpayment 30% first before we apply the epf withdrawal? And how to justify that we utilise the approved withdrawal for housing purpose?
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both can withdraw.

further T&C u need to read here https://www.kwsp.gov.my/en/member/withdrawa...artial/buy-home

T&C differs if u buy from developer or subsale, use loan or cash.


hanhanhan
post Aug 2 2022, 07:49 AM

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QUOTE(yayayaya @ Aug 1 2022, 01:57 PM)
Hi, would like to ask how did you get the form online?

Do you mind sharing the link
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should be this
hanhanhan
post Mar 5 2023, 11:52 PM

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QUOTE(theWeird_Weird @ Mar 4 2023, 03:18 PM)
Hi, may I know for the SPA doc required in the withdrawal doc, do I only need to share the photocopied of the cover page or entire SPA?
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entire + CTC
hanhanhan
post Mar 7 2023, 07:26 PM

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QUOTE(theWeird_Weird @ Mar 6 2023, 10:38 AM)
Can i just photocopy the CTC version? or i need to photocopy the original & get someone to cerfify it?
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u need the copy submitted to have the original signed CTC

as in u photostat one copy, give lawyer chop ctc , then submit that copy.


hanhanhan
post Apr 9 2023, 08:19 PM

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QUOTE(elm0001 @ Apr 8 2023, 12:33 PM)
sorry i’m confused with the CTC copy. understand it’s certified copy but do i have to photocopy it? or bring the original copy will do?
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photostat from original, get lawyer to ctc it. bring that copy with ctc chop & ori lawyer signature
hanhanhan
post Apr 16 2023, 04:53 PM

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QUOTE(elm0001 @ Apr 13 2023, 11:08 AM)
thanks both! done mine in less than 10 mins, very efficient
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BTW what reason u use to withdraw?

I've been wanting to withdraw to use but my S&p is more than 3 yrs already 😢
hanhanhan
post Apr 16 2023, 08:55 PM

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QUOTE(elm0001 @ Apr 16 2023, 06:28 PM)
no need any reason cuz i wanna withdraw for first home purchase. don’t think you can apply d since cannot be more than 3 years
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ah its ok then. i will make another SPA for withdrawal kekw
hanhanhan
post Apr 17 2023, 10:07 PM

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QUOTE(elm0001 @ Apr 16 2023, 10:41 PM)
how do you “make” a SPA?
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hehe

 

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