I have been using EPF account 2 to help pay my monthly installment at my 1st property last year when recently collected the keys. Pretty easy process, went to KWSP branch in puchong, just brought all related things, S&P front page copy, loan agreement to show how much monthly and then balance of whats in ac 2 and such. And from there, you can choose which account it goes in. So every 24th of the month, they bank in automatically to my savings ac.