Hi all, just now I went cimb bank and was informed if I use cimb click using their basic savings account atm card, I can only see that account and nothing else. ie my current account and fds, investment, etc will not be shown online. Cannot be tied to the basic savings atm card.

Is this true for those who have the card and click? Thanks.

This post has been edited by joeblow: Nov 15 2019, 06:41 PM

Hi can I check with you or other bros that you have Internet banking with basic account atm card, and you are able to see your other accounts being linked like fd investment, other current accounts etc?

Also are you able to transfer money online?

Thanks.

OK thanks, will open a new basic account and share experience here. Most likely next week.

In case I get crap again, can you advise your experience? Now I have fd, investment and current account with cimb. Some bros commented need to close existing current or savings account?

If no need, I apply for new bsa without fees, then apply Internet banking base on the new atm card. Login to check if I can see everything. If can and can perform fund transfer, then I go cancel the current account atm card to save the annual fee. Is the process correct?

Many thanks again for all bros who shared their experience.

Got, but need to pay 15 ringgit for the atm card.

You mean like that then don't have to pay the 15 ringgit maintenance? And can still transfer money?

Hi there, I only have 1 atm card for the current account and the 15 is for the atm card only. Seems like this CIMB just wants to scam customers, so many diff versions, loopholes and workarounds.... I will try the BSA method first. Then cancel next year Sep if I still remember lol.

OK thought I post update on this. I just applied for the Basic account with no fees. Able to create new online click profile and able to see all my accounts linked to the basic account. But don't know if I cancel my atm card for my current account what happens. ie if I will still see everything with the basic card profile. Also haven't test the fund transfer portion since my phone TAC is still tied to the old card. Will test it out next year before they request for annual fee again.... lol...

BSA is free, why would you want to cancel something that's free?

Also one more thing I found out. No matter how one applies BSA and link all accounts, the fundamental principle is there.

Eg, I have both BSA and non BSA accounts in cimb. Both have atm and one is free one is chargeable. Both have their own separate click login. If I login to my BSA click account, I am able to see my other cimb accounts but I will only be able to transfer money from my BSA account and vice versa. So I am not able to cancel my non BSA account atm card because if I do, I will not be able to transfer money from that account online.

In short I have to pay the rm15 if I want to online transfer money from that non BSA account. For those who managed to have the atm card suspended or cancelled which resulted in 0 annual fee paid and still able to transfer the money, congrats because either a bug or you did it before they fix the issue.

OK here's the catch with my case. Others might not have the same experience.

CIMB you can apply for non fee paying BSA. I have another current account with internet login. So when you log in, you can see your non paying BSA account. But you will not be able to transfer money from that account. Only the account you created your login you can do it. If I log in another internet account for that non paying BSA, I can transfer the money only from that account.

In the end I resign to my fate and pay the RM15 or whatever to CIMB. This CIMB really rip off...LOL.

Unfortunately I cannot close the fee paying one. And the atm card seems mandatory and will charge even if I report as lost. As internet transfer very important to me, I never bother to report lost etc. Just pay Rm15 a year.