CIMB Full Loan settlement
|
|
 Jan 23 2019, 03:30 PM
|
 
Junior Member
432 posts Joined: Apr 2009  
|
QUOTE(tokdukun @ Jan 23 2019, 04:22 PM) Wah, personal loan also can get early settlement discount, dunno why some told me personal loan got penalty if settle earlier fuk. Suka2 claim and I buta2 believe. if u pay early why kena penalty, this i tak fahamBut lucky I borrow very little and short tenure.  |
|
|
Jan 23 2019, 03:31 PM
|
|
Junior Member
432 posts Joined: Apr 2009
|
QUOTE(WaCKy-Angel @ Jan 23 2019, 04:30 PM) 30%-40% is that based on the last amount inclusive of interest? i didnt ask them  but they give me the total amount to pay and kawtim semua settle |
|
|
Jan 23 2019, 03:40 PM
|
Senior Member
857 posts Joined: Oct 2009
|
QUOTE(aPiT_OxyMoxy @ Jan 23 2019, 03:30 PM) if u pay early why kena penalty, this i tak faham pay early => bank earn less interestsome loans have a lock-in period where you will be charged penalty if you settle the loan during that period in the end banks just wanna make money |
|
|
Jan 23 2019, 04:11 PM
|
Junior Member
376 posts Joined: Nov 2006
|
QUOTE(aPiT_OxyMoxy @ Jan 23 2019, 03:30 PM) if u pay early why kena penalty, this i tak faham It's like telco contract, you leave early, kena penalty. |
|
|
Jan 23 2019, 04:38 PM
|
Senior Member
5,363 posts Joined: Apr 2005 From: กรุงเทพมหานคร BKK 
|
40% discount? Demnn.. I wanna pay off my housing loan at 40% discount
|
|
|
Jan 23 2019, 04:50 PM
|
All Stars
14,511 posts Joined: Sep 2017
|
Normally is the borrower that request for early settlement and not vice versa. Not sure of the logic thou.
|
|
|
Jan 23 2019, 04:53 PM
|
Senior Member
2,141 posts Joined: Sep 2008 From: Muddy Banks
|
I walked into CIMB to do early settlement before, and they do offer early settlement discount for personal loan.
|
|
|
Jan 23 2019, 04:58 PM
|
Junior Member
259 posts Joined: Oct 2013
|
QUOTE(aPiT_OxyMoxy @ Jan 23 2019, 02:35 PM) Which branch treat you that way? The one in Taipan USJ.I did walk in to USJ 9 Branch before to ask for my outstanding and they give me all the details. But silly me i dont ask them further for full settlement. |
|
|
Jan 23 2019, 04:58 PM
|
|
Junior Member
259 posts Joined: Oct 2013
|
QUOTE(aPiT_OxyMoxy @ Jan 23 2019, 02:35 PM) Which branch treat you that way? The one in Taipan USJ.I did walk in to USJ 9 Branch before to ask for my outstanding and they give me all the details. But silly me i dont ask them further for full settlement. |
|
|
Jan 24 2019, 10:32 AM
|
|
Junior Member
432 posts Joined: Apr 2009
|
QUOTE(V12Kompressor @ Jan 23 2019, 05:53 PM) I walked into CIMB to do early settlement before, and they do offer early settlement discount for personal loan. Thanks bro im going to CIMB Branch tomorrow to discuss further |
|
|
Jan 24 2019, 10:32 AM
|
|
Junior Member
432 posts Joined: Apr 2009
|
QUOTE(lifeislikeadream @ Jan 23 2019, 05:58 PM) The one in Taipan USJ. aiya  |
|
|
Jan 24 2019, 10:42 AM
|
|
Junior Member
259 posts Joined: Oct 2013
|
QUOTE(aPiT_OxyMoxy @ Jan 24 2019, 10:32 AM) aiya why that look??  |
|
|
Jan 24 2019, 10:45 AM
|
Newbie
0 posts Joined: Mar 2018
|
QUOTE(teehk_tee @ Jan 23 2019, 04:38 PM) 40% discount? Demnn.. I wanna pay off my housing loan at 40% discount Likely 40% discount on the accumulated interest (very fine print).Banks also know marketing. |
|
|
Jan 24 2019, 10:50 AM
|
|
Senior Member
5,363 posts Joined: Apr 2005 From: กรุงเทพมหานคร BKK
|
QUOTE(KorkorBesar @ Jan 24 2019, 10:45 AM) Likely 40% discount on the accumulated interest (very fine print). Pui bank cheat feelings with small printBanks also know marketing. |
| Bump Topic Add ReplyOptions New Topic |
| Change to: |  0.0185sec
 0.79
 5 queries
 GZIP Disabled
Time is now: 18th December 2025 - 09:20 AM |
Quote