Based on my research Allianz, Kurnia is a little bit on the expensive side. Use bjak.my to compare prices among few other insurance providers, then renew online yourself if they allow self-renew on they website. Most of the time, they will give extra rebate, I got extra 10% rebate from MSIG by self-renew.

Mine is MSIG 18k insured, annual ehailing only cost 140+. But the coverage is not as good as Allianz if I'm not mistaken. Renewed last month (sept). It's my first time using MSIG and their add-on coverage like flood, unlimited towing, windscreen is quite cheap too. Take it if you can afford it.

Allianz is the most expensive e-hailing insurance among all, u can look at others before deciding continue Allianz