I think a 2nd hand kelisa will do the trick, for around 20k u can enjoy a easy to maintain and economical car which suits ur requirement.

But seriously state ur budget on how much u wanna spend for ur car, as well as how long u want to loan it. That will give us a better recommendation to ur needs.

RM500 X 12 X 5 (assuming u take 5 years) = RM30K++ (plus interest) which is decent for u to get a 2nd hand kelisa. Forget getting an 2nd hand japanese car as those cars will age 10yrs++ which is hard to obtain its loan, not to mention high interest rate.

Just be caution when going for a 2nd hand waja. Those earlier batches of waja are the most problematic batches, with water leaking, power window problems and many more.