im a noob when it comes to cars, anyway, for budget rm300 - rm500 monthly instalment, wat kind of car can get?

right now using a saga 1.5(A) year 199x, and just got a raise, so thinking of buying a car. dont care whether new or second hand, malaysian or non-malaysian car; as long can get 90% loan, 10% downpayment can pay. (heard that cars >10 years old, hard to get loan approval?)

my requirements are simple:
4 doors (no satria, putra etc)
cheap maintenance (spare part cheap, seldom breakdown)
good FC

and 1 more thing, any recommendation where to buy it? motor trader? 2nd hand car dealers?

looking to get it very soon, and thanks in advance for ur help.

2nd 4G18 Waja......

I've been down this road 2 month ago

getting a waja should be good..
if can afford, try latest waja campro

2nd Hand Iswara / Wira / Waja / Kenari.......................

Yes its hard for a 10 years car to get loan. I think u can get a brand new car with ur salary with 9 years installment. I guess u would choose 9 years as u asking for 90% loan. If u can consider new Savvy or Gen2 or Wira at least. Wira cheap mantainance, seldom break if u care ur car. FC ma ma dei.

Dun take loan so long lea.. die pay for the interest....

u see his condition 90%loan woh. Maybe he can pay more for cheaper car la so up to TS. TS u wan pay installment for how long? Another point is i dun think second hand car can get u up to 90% loan

This post has been edited by kevinlim001: Jun 11 2007, 08:14 PM

Woh man, u asking wat kind of car u can get ar??? So much kind la for second hand.
If u afford for everymonth payment install RM 500
And ur downpayment is paid RM 3000
Interest rate let said 3.9%
Repayment Period 108mth

Mean u can get the car value RM 42970.39, and loan frm bank RM39970.39
You may refer tis link

Frm my personally advice:

Firstly, u should make a decision choose a new car or second hand car.
New car
-costly but save for maintenance
Second hand car
-cheap but may risk on highy cost maintenance, drink petrol n else.

New car for value RM 42970.39, i think u can look for Kancil, Kelisa, Atos or Iswara

If u choose second hand car value depend on their year of life.

I think a 2nd hand kelisa will do the trick, for around 20k u can enjoy a easy to maintain and economical car which suits ur requirement.

But seriously state ur budget on how much u wanna spend for ur car, as well as how long u want to loan it. That will give us a better recommendation to ur needs.

so how was it? satisfied? where u bought it from? motortrader? 2nd hand car dealer?

got it. y shud go for campro? sorry, noob here.

lol, so many recomendation ar?

actually my salary, can apply up to 700-800 loan, but got lotsa commitment.

2nd hand gen2 seems nice as well. wats the market price for it?

wat is FC ma ma dei?

can up a bit downpayment n can reduce to 7 years if want to.

but i saw 2nd hand car can get loan up to 105%?

better pay more downpayment n reduce the term to 7 years.

no inclination watsoever whether to get new car or 2nd hand. thanx for the advice guys.

U r rite get the car which u need to pay RM300-RM500 is enough u need to save another RM100 to RM 200 for tyre, mantainance, insurance and roadtax.

I mean average FC only for Wira. and FC depends on ur right foot.Dun get a second hand carb wira get at least GLi

as long as not exceeding 500/month instalment fine wif me. loan tenure can range from 7 to 9 years, or even 5 years if cheap but good car.

oic. wil get motortrader to help me know estimated 2nd hand value car.

then wat bout my old car? sell to scrap dealer isit?

now inclined towards waja, gen2. or maybe 2nd hand myvi can get ar?

RM500 X 12 X 5 (assuming u take 5 years) = RM30K++ (plus interest) which is decent for u to get a 2nd hand kelisa. Forget getting an 2nd hand japanese car as those cars will age 10yrs++ which is hard to obtain its loan, not to mention high interest rate.

Savvy tanak don?
Mesti tanak punya tu

Yea.. satisfied.. not bad. If ntg wrong i dun c myself changing any new car anytime soon also since i dun wan to burden myself wit anymore loans.

I bought frm 2nd dealer. Brought to inspect by my own mech. He mmg service my previous cars also. So i trust his judgement.

savvy susah mau ehem ehem, x byk ruang.

tapi suspension savvy gempak.

how much u bought? where? how much pay monthly? wats the FC like? sorry if i ask too much of a question.

if u want, i got a kenari 04 selling at rm 26k...

tip top condition...

aunty driver....

My advice is NOT to buy another car. Stick to the one you have till you have less commitments. Don't get a 9 year car loan.

for a big sized guy like you, kelisa, kenari is out is the question. waja is quite a good choice considering its a sedan. luggage compartment is aplenty.

---

Added on June 12, 2007, 11:36 amwe tend to forget about luggage space. but it's a major factor when buying a car. you'll regret it soon enough.

This post has been edited by Slaymaster: Jun 12 2007, 11:36 AM

kenari ar, will keep that in mind.

u r right also, because car is not a want but a need for me at this moment.

waja seems quite nice & affordable too & quite big space too. go back hometown sure comfy for family of 4 including 1 child.