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My account was closed by bank
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JimbeamofNRT
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 Dec 11 2018, 08:06 PM
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QUOTE(john123x @ Dec 11 2018, 07:56 PM) Maybank MyM2U i also transfer 4 times a day for this i also scared one day my account will get blocked .... other people doing far more transaction than you lah. if legit and got supporting doc why not? but if yours is fresh account you will get a phone call from the branch and will invite you for a tea session depending on your taichi skills and branch manager mood, they can ask u to open current ac with them or will close ur acc on the spot. yes bank got power to do that. u like or not. it is their bank otherwise if kana audit sure kana under AMLA |
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JimbeamofNRT
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Dec 11 2018, 08:07 PM
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QUOTE(ihm11 @ Dec 11 2018, 08:02 PM) must b a really outrageous number 4 them to flag it must be tiger bank if suddenly got influx of incoming $ daily sure kana red flag by system |
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JimbeamofNRT
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Dec 11 2018, 08:08 PM
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QUOTE(ayambijan @ Dec 11 2018, 07:55 PM) They called me and asked me why I had so many transactions, I said because there is a contest by another bank and I transferred between my own accounts (different banks) to generate entries. They were not satisfied so they closed my account and returned the money to me. (All transactions are FPX/instant transfer, does not involve physical cash) Now I am worried that they will put my name in a central blacklist or something, causing all banks to close my account Anyone experienced this before ? Should at least give me a chance to explain , I have all the documents to prove that everything is legit I know every bank has the sole and absolute discretion to decide if they want to close your account, I am just worried if my name will be in a central blacklist they close ur acc wont kana blacklisted centrally lah. if kana also from own bank only. try other banks lah. next time open current acc, basic one also can |
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JimbeamofNRT
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Dec 11 2018, 08:22 PM
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QUOTE(ayambijan @ Dec 11 2018, 08:18 PM) I understand now. But is there a central blacklist ? I am so scared man... Nowadays if you don't have a bank account, you cannot function at all. unless if u kana charge under AMLA if not keep laundering until GGWP |
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JimbeamofNRT
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Dec 11 2018, 08:28 PM
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QUOTE(howszat @ Dec 11 2018, 08:21 PM) different bank got different list of "red flags" unless if ur name and id matching with the telolist name in UN list , well , GGWP BNM's FIU is very strict on this matter. |
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JimbeamofNRT
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Dec 11 2018, 08:29 PM
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QUOTE(olman @ Dec 11 2018, 08:28 PM) he was charged with 3 counts under AMLA sure kana freezed |
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JimbeamofNRT
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Dec 11 2018, 08:36 PM
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QUOTE(teehk_tee @ Dec 11 2018, 08:32 PM) How many is many? 20 txn a day? u think bank want to share the info with the customers?  |
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JimbeamofNRT
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Dec 11 2018, 08:37 PM
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QUOTE(0168257061 @ Dec 11 2018, 08:34 PM) From now on better dont exceed RM 20k per transaction. BNM is watching tight. it does not work that way |
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JimbeamofNRT
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Dec 12 2018, 12:54 AM
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QUOTE(0168257061 @ Dec 11 2018, 08:41 PM) IDK how much is how much. I heard somewhere BNM is implementing declaration must be made for > 20k/transaction next year "the system" will determine whether your account kana flag for suspicious transaction , be it for rm10 or rm5K transaction for example. it is an offence under AMLA if the bank failed to report the suspicious transaction to FIU of BNM  |
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JimbeamofNRT
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Dec 12 2018, 12:56 AM
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QUOTE(ayambijan @ Dec 11 2018, 08:42 PM) Not possible. All transactions are to and from my own accounts , but in different banks. Not a single cent to anyone else the system detected that you want to "game" the system, that's why kana red flag |
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JimbeamofNRT
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Dec 12 2018, 01:00 AM
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QUOTE(styrwr91 @ Dec 11 2018, 08:54 PM) first qns, yes secomd qns, depending on bank. some bank only maintain local blacklist, including bnm list, some bank share globally TS name must be either in the wanted list of IAIS, BIS, IOSCO etc GGWP |
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JimbeamofNRT
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Dec 12 2018, 01:01 AM
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QUOTE(ayambijan @ Dec 11 2018, 09:06 PM) Yes it was I didn't have the have to. First I received a call, explained to her, she seemed to accept it But then a month later bam receive the letter Should have called me up asking for the evidence, I would be very willing to cooperate most likely your name kana under BNM |
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JimbeamofNRT
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Dec 12 2018, 01:03 AM
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QUOTE(ayambijan @ Dec 11 2018, 09:22 PM) I checked the statement, in the most busy month, 250 transactions out, 150 transactions in That is over a month so personally I don't think that's a lot . And that's a very busy month compared to others confirmed kana red flag, summore fresh new saving acc GGWP |
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JimbeamofNRT
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Dec 30 2018, 05:42 PM
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QUOTE(saintnotsinner @ Dec 14 2018, 06:31 PM) depends on your bank, bro. some banks still need introducer even you are a long time customer. some bank ok go only. some bank need to see if you really have money. Online / offline.. same thing. 2 cents... HLB at my place no need to have introducer. for basic current acc. deposit rm500 which u can withdraw later.got cheque book and atm card as well.no overdraft tho. |
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JimbeamofNRT
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Dec 30 2018, 05:50 PM
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QUOTE(saintnotsinner @ Dec 30 2018, 05:47 PM) good for you  the teller told me lah, since my wife need to open one last time |
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JimbeamofNRT
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Jan 2 2019, 11:44 AM
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QUOTE(DuitNow @ Dec 31 2018, 10:45 PM) Can oepn current account with thump print as signature if do not require cheque usage? u cannot sign meh? |
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JimbeamofNRT
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Jan 3 2019, 03:10 PM
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QUOTE(DuitNow @ Jan 3 2019, 03:09 AM) Signature always different.  then transfer online lah |
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