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> Salary 8k will be potong 1.2k to pay PTPTN Chat

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SUSM4A1
post Dec 5 2018, 07:36 PM

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QUOTE(hirano @ Dec 5 2018, 07:33 PM)
Legally tak salah but sohai. Mentang-mentang la interest just 1%.
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And mana boleh tiba tiba expect ppl pay so much
If contract 150 now suddenly force pay 1200

Like this call fair ka?
SUSM4A1
post Dec 5 2018, 07:37 PM

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QUOTE(loon90 @ Dec 5 2018, 07:35 PM)
What if my ptptn currently already monthly auto deduct how ?
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Pay more according to new scheme
SUSM4A1
post Dec 5 2018, 07:39 PM

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QUOTE(loon90 @ Dec 5 2018, 07:38 PM)
Because now monthly already auto deduct from bank? Don’t tell me on top of deduction some more ?
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Yes u need to topup to match latest payment rate
That is why i rage and many still defend
SUSM4A1
post Dec 5 2018, 07:41 PM

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QUOTE(Avangelice @ Dec 5 2018, 07:36 PM)
Don’t need to argue with them. Most people have parents who can afford them to go studies and will provide backup for them financially.

Those we were poor. Took up Ptptn. Made a living will understand the pain.

As for me I can just under report my gaji what. Idiot government.
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I will just declare no income and salary base on comission
SUSM4A1
post Dec 5 2018, 08:13 PM

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QUOTE(desmond2020 @ Dec 5 2018, 08:12 PM)
Dah hutang, bayarlah pundek
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U sign agreement with bank for house or car loan for 1k

Suddenly bank said no money, next mth u pay 5k

I tell u, dah hutang bayar aje la
SUSM4A1
post Dec 5 2018, 08:17 PM

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QUOTE(desmond2020 @ Dec 5 2018, 08:14 PM)
They can do that
You can read your agreement and see it for yourself
And again
Dah hutang bayarlah pundek
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Actually they cannot do that

In contract will said cannot exceed certain %

Not simply ask for a figure as they like
SUSM4A1
post Dec 5 2018, 08:20 PM

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QUOTE(desmond2020 @ Dec 5 2018, 08:18 PM)
If they assess your credit worthiness periodically and found you to be not stable in term of financial they can restructure your loan and most possibly reduce the payback period
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But now rm1xx sudden jump to 1200

That is not reasonable
SUSM4A1
post Dec 5 2018, 09:40 PM

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QUOTE(yhtan @ Dec 5 2018, 08:39 PM)
Those who sign agreement for the 1% sure kencing, because government doesn't follow the law of contract. The agreement already stipulated all the repayment schedule and they trying to rescind it.

A lot people laugh at Gamuda padan muka, songlap, but the agreement already there, now those PTPTN borrower going to feel like Gamuda liao. Malaysia baru give a misconception of rescind contract as they like, like this how to convince investor to invest in Malaysia.

IMO the rules is good for those who did not pay single cent, using this force method will work, but please do not punish those who follow PTPTN loan contract repayment.
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I am with u on this
SUSM4A1
post Dec 5 2018, 09:44 PM

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QUOTE(EternalC @ Dec 5 2018, 09:02 PM)
tahinah pengundi semua kena kencing!
ahahahaha
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Tu la suruh undi bn tak nak

Degil undi ph
SUSM4A1
post Dec 5 2018, 09:47 PM

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Rule of law they said

Kek
SUSM4A1
post Dec 5 2018, 10:11 PM

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QUOTE(Kyojin @ Dec 5 2018, 10:04 PM)
If 20k loan, 1.2k repayment is about 18-20 months only. Why so bising, take the hit and clear off your loan la idiots.
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bising is because the amount change from the agreement , that is why bising

already sign and agree pay...example rm250 a mth...

suka suka ...mood bad change rm1.2k...
next year mood bad? change rm1.5k....macam ini ka contract??

use ur brain la idiot

SUSM4A1
post Dec 6 2018, 08:00 AM

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QUOTE(haimirmaya @ Dec 6 2018, 12:49 AM)
Nie pundek. Honor the agreement. Aku bayar hutang aku. Apa yg PH buat serupa Along. Janji honor agreement bayar 200 for 10 years. Suddenly farkup somewhere, come back, ask for extra. Lets ask bank to do it for u.. loan 10 taun. Mintak bayar 5 taun. Makan pasir? Sembang kencang...tgk pada situasi la kuda.. klu jilat pun.. banggang...
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Banyak dah start bodo .

Ingat cerdik...tapi rupa rupanya semua penjilat

Apa uang ph buat pun ok

Kena rogol aje la
SUSM4A1
post Dec 6 2018, 11:00 AM

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QUOTE(kevyon6 @ Dec 6 2018, 10:53 AM)
guys just read the contract terms and conditions..it clearly stated there they can change it anytime they want without any given reason.
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and yes according to some K...

those ppl who borrow ptptn should just accept whatever changes made without any noise. bayar aje la

if tomorrow ptptn said pay all in 1 shot..just pay with no question ask.... thumbsup.gif
SUSM4A1
post Dec 6 2018, 11:01 AM

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this are they changes for voting PH

tak suka? UNDI LA BN / PAS
SUSM4A1
post Dec 6 2018, 11:02 AM

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QUOTE(desmond2020 @ Dec 6 2018, 11:01 AM)
That is you fcuking own hand sign on that stupid contract
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ok no question ask

hidup PH !!! thumbsup.gif
SUSM4A1
post Dec 6 2018, 11:09 AM

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QUOTE(timo1003 @ Dec 6 2018, 11:06 AM)
The funny thing is they 'cry' about commitments / 'unfair didn't follow promise/agreement' (suddenly very law abiding  hmm.gif ).. Boohoo.. Let's try not to act innocent here, you knew you already had the ptptn loan to pay up at the time you 'took up' whatever new/existing commitments.. Just like those who charge their CC just to buy whatever pleasures in life, and then cry when the bank raise the minimum payments, etc..

The govt can never meet the expectations of everyone as many have their own agenda/vested interest..
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of course that is why financial sudah plan ma

when took up ptptn loan..sudah sign n agree rm150 per mth for 20 years...OK no problem
every mth as long as got rm150 pay ptptn..no problem

tiba tiba next mth....rm2000 per mth....mesti la marah.
SUSM4A1
post Dec 6 2018, 11:10 AM

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QUOTE(Lovekiki1208 @ Dec 6 2018, 11:07 AM)
Tu lah BN cybertroop
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syukur saya undi BN laugh.gif
SUSM4A1
post Dec 6 2018, 11:17 AM

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QUOTE(sheahann @ Dec 6 2018, 11:15 AM)
if jump to RM1200 im gonna vote them out next GE for sure ..
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some K said hutang sila bayar...
next year PH said ptptn minimum payment rm2k...u have to accept it with ur leg open laugh.gif
SUSM4A1
post Dec 6 2018, 11:19 AM

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QUOTE(wsl @ Dec 6 2018, 11:18 AM)
my point:Hutang mesti dibayar. Jangan harap kerajaan bagi duit free...

I used 3 years to clear off my PTPTN loan by taking the advantage of 20% discount, and use Credit Card Cash loan of 5% PA to payback in full and force myself committed to bank monthly.

PTPTN loan is too easily to be neglected by borrower. thats the method i forced myself.

Those voted PH merepy becoz of wishing not to payback PTPTN loan, u are notot qualified to be an Undergraduate from University/College.
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no ppl ask for duit free la
did u even read b4 u comment?
SUSM4A1
post Dec 6 2018, 11:19 AM

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QUOTE(gacktleong @ Dec 6 2018, 11:17 AM)
Same case, i been paying the loan every month about rm3xx since yrs ago, auto debit. Now i also wondering i continue to pay rm3xx  or rm1xxx
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1xxx starting next mth

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