Hi all, recently I'm trying to apply for a housing loan and the banker said I had a personal loan instead of PTPTN loan (the only loan I have so far).

Hence, I had checked my CCRIS report and noted that my PTPTN loan had stated as "other term loan /financing" instead of "education loan". I had asked the Bank Negara Malaysia (BNM) on this matter but they asked me call to PTPTN branch as they had nothing to do with the info stated in CCRIS report.

However, PTPTN said they did not face this kind of issue before and no solution provided by them.

I told the banker my situation and they suggest me to reschedule my PTPTN loan so that it will update the CCRIS to the correct term. But I try to avoid to reschedule my loan because PTPTN officer did not recommend me to do so since my repayment is consistent and no delay outstanding.

May I know is there any method to change the term shown in the CCRIS report?

Really frustrated in this situation now. Is there anyone who had came across this kind of situation before?

check your eyes.
The post you replied was 4 years ago.

your response still relevant in general, just not to ts specifically.
I find it odd too that RHB has this weird request for their loaners.
Even if ts indeed has a personal loan, why would it matters unless he has poor payment history or reached his maximum salary limit?