Hi all, recently I'm trying to apply for a housing loan and the banker said I had a personal loan instead of PTPTN loan (the only loan I have so far).

Hence, I had checked my CCRIS report and noted that my PTPTN loan had stated as "other term loan /financing" instead of "education loan". I had asked the Bank Negara Malaysia (BNM) on this matter but they asked me call to PTPTN branch as they had nothing to do with the info stated in CCRIS report.

However, PTPTN said they did not face this kind of issue before and no solution provided by them.

I told the banker my situation and they suggest me to reschedule my PTPTN loan so that it will update the CCRIS to the correct term. But I try to avoid to reschedule my loan because PTPTN officer did not recommend me to do so since my repayment is consistent and no delay outstanding.

May I know is there any method to change the term shown in the CCRIS report?

Really frustrated in this situation now. Is there anyone who had came across this kind of situation before?

I had no idea what you are trying to say, as I had mentioned in the post that I paid on time, consistently and the repayable amount exactly amount as per agreement (din pay extra since the interest had been calculated based on total loan amount) . Checked ptptn statement and no tunggakan bro.

Paid consistently and and exact amount stated in the agreement. Checked to ptptn statement and no tunggakan.

I had applied the loan from few bankers and only Rhb bank had requested me to do the reschedule for the ptptn. Others banker such as HLB, PBB and Standard Charted does not request me to do so.

So, currently i had asked others bankers to help me proceed for the loan.