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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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TongCN
post Jun 24 2019, 09:03 AM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



I'm actually quite confuse regarding on my Quantum master somehow

Last year, i made purchase with 11street for instalments which is RM35.80 / month

It actually is considered as online rebate which mean i wont get VIP, right?
But look at the statement below, i actually get both.
Though i'm not getting any loss, haha

user posted image
TongCN
post Jun 24 2019, 01:06 PM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(Human Nature @ Jun 20 2019, 10:33 PM)
How is it possible to earn both CB and VIP points for the same transaction?
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QUOTE(kimi28laren @ Jun 24 2019, 11:50 AM)
Yeah, that's what I thought. At first, I looked at the points collected and the total amount was all from Shopee, so I thought they only gave points. Then when checked for 2nd time, I realised that total amount eligible for CB includes Shopee, mean got double benefit. Will check the next statement to see whether PBB will readjust any of the benefits.
*
Try see my transactions, i also got double benefit XD

QUOTE(TongCN @ Jun 24 2019, 09:03 AM)
I'm actually quite confuse regarding on my Quantum master somehow

Last year, i made purchase with 11street for instalments which is RM35.80 / month

It actually is considered as online rebate which mean i wont get VIP, right?
But look at the statement below, i actually get both.
Though i'm not getting any loss, haha

user posted image
*
TongCN
post Jun 24 2019, 02:49 PM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(Devil4life @ Jun 21 2019, 09:13 AM)
1. Called to ask PB VS for RM25 SST offset. Initially the CS say no offset as it's pay to gov, then I mention the last time (didn't quote lyn) there was CS inform me can offset with certain conditions. He check with manager, offer me to spend RM500 within 60 days to offset it. Once complete call them again. I thought I can offset based on my spending pattern (every month maximize the rebate). Anyhow achievable so I didn't request for more.

2. Very efficient to convert my PB QM and QV transaction to 12 months installment. Once call, put down phone, receive SMS that successfully converted.  thumbup.gif

Really hope PB don't pull/reduce any of the existing benefits after Maybank fiasco. They already took out the 6 months 0% BT early this year.
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Hi, bro.

Do you wait few days later until the transactions appear on ur CC transaction history?

Only then you proceed to call for the flexi 12months 0%.


I'm still waiting for my transactions made on Sunday though.
TongCN
post Jun 24 2019, 03:55 PM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(tifosi @ Jun 24 2019, 03:53 PM)
Wait for the transaction to be posted then call and convert. Don't do it near your statement date.

If the statement is generated with the transaction, can't do anything about that.
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Yea, i sengaja wait till after my statement date (21/7) only do transactions (23/7) tongue.gif

Just to delay additional month sweat.gif

This post has been edited by TongCN: Jun 24 2019, 03:56 PM
TongCN
post Jun 25 2019, 08:26 AM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(kelvinlzy @ Jun 24 2019, 10:50 PM)
You can try what I did, spent >Rm1.2k, wait for statement to be generated, then call to convert to FPP. So you only pay the first instalment min 50 days max 80 days later, cheers.
*
You mean:

My current statement: 21/06/2019
Spend on: 23/06/2019

Generate statement: 21/07/2019

Call bank on 22/07/2019 for FPP?

This post has been edited by TongCN: Jun 25 2019, 08:27 AM
TongCN
post Jun 25 2019, 10:32 AM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(thunderbird @ Jun 25 2019, 09:36 AM)
Sorry, someone might asked before, but can i know if still can get cash back by reloading BOOST or BIGPAY?
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On safe site, go BigPay
TongCN
post Jun 25 2019, 12:05 PM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(thunderbird @ Jun 25 2019, 11:25 AM)
But bigpay every withdrawal will ask for RM6 commissions compared to Boost only RM2, correct?
*
You can reload Boost using Bigpay anyway :\

Anyway, getting more out of topic tongue.gif

This post has been edited by TongCN: Jun 25 2019, 12:05 PM
TongCN
post Jun 25 2019, 01:15 PM

Look ma, I have lots stars :D
*******
Senior Member
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Joined: Aug 2008
From: Malaysia



QUOTE(thunderbird @ Jun 25 2019, 12:25 PM)
thanks Tong
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No worry.
TongCN
post Jun 25 2019, 01:42 PM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



Just called PBB to convert my purchase into flexi pay 12m 0%

While still in the talk with CS, straight received confirmation SMS.

It happened ... too fast XD
TongCN
post Jun 25 2019, 03:33 PM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

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From: Malaysia



QUOTE(cybpsych @ Jun 25 2019, 02:08 PM)
yes, that's what we normally get biggrin.gif

it's just a push of a button by CS.
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And the CS like so ganjion, wanna hang up my phone soon =.=
TongCN
post Jun 25 2019, 04:13 PM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(avinlim @ Jun 25 2019, 03:35 PM)
Mayb he/she's intern? haha

I called to cancel my QVisa, next day all installment plan sum credit into account, I paid off. Another day, card status show "cancelled"  rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif  rclxms.gif
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You mean your Qvisa has remaining Instalments but you wanna cancel .

Result is : one time pay off and cancel ?
TongCN
post Jun 25 2019, 05:25 PM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(MGM @ Jun 25 2019, 04:53 PM)
I thought for PBB FPP the purchase transaction must be 3 days after purchase n 5 days b4 next statement date.
So in the TongCN example should call between 26Jun n 16July to apply for the FPP.
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Yea, i just called today to make my 23th Transaction to FPP biggrin.gif

Smooth smooth

QUOTE(avinlim @ Jun 25 2019, 05:07 PM)
Yes.

Have remaining 10mths. Call - one pay off - cancel.
*
No early settlement interest?

I was told the FPP will have early penalty of RM100 sweat.gif
TongCN
post Jun 25 2019, 06:18 PM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(avinlim @ Jun 25 2019, 05:31 PM)
I not sure is this FPP. Mine one is purchase on 11s with 12mths installment plan which is 0% interest one.
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Currently using Quantum Visa to settle FPP

I wonder will I get VIP points or not, hmm
TongCN
post Jun 26 2019, 09:32 AM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(avinlim @ Jun 26 2019, 08:05 AM)
I got point for spending QV, but its minimum. U can check your point at the e-statement last few pages...
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Yea, which is troublesome as not real time status sad.gif

If i still get the original amount VIP points, then syukur biggrin.gif
TongCN
post Jun 26 2019, 10:58 AM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(avinlim @ Jun 26 2019, 10:34 AM)
You know what is the value of 100 vip points? I lazy to give a f on that as I think its nth..haha...so no bother also.
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I convert to Big Point nowadays, lol .. better than nothing XD
TongCN
post Jun 28 2019, 08:28 AM

Look ma, I have lots stars :D
*******
Senior Member
6,610 posts

Joined: Aug 2008
From: Malaysia



QUOTE(ahmadkhairil @ Jun 28 2019, 07:05 AM)
Im getting only rm11 CB from my regular bigpay topup. I donmonthly rm600 topup to maximize CB. But I did get a refund for failed purchase from malindo. But the total should still exceed rm 600.
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Please state ur spending transactions details including the refund so we can help see

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