Got, those didn't read tnc, like my friend...

since many endless monday vampire hours for top up and purchase, last nite finally can ignore and browse my Battlefield V game

Why so?
With or without, I also manually check them.

I called CS to add Quantum cards when I already have VS. No form is required unless applying for higher requirement cards than existing ones I supposed.

When I did that, CS just say they'll help try. Then it's up to the processing dept I guess.

Before that when i asked the branch, they say fill up again.

New payslip = new pay = higher credit limit mah

hey guys, wanna check if any of you know if i got the late payment charges and financial charges, any chances for me to appeal? i forgot to pay because i was OOC and have hard time getting the TAC. but as soon as i received sms reminded i tried my  best so that i can get the TAC. i was late by 4 days

call CS to find out and also to appeal (if any finance charges charged to your card)

usually bank can waive it if it's a minor lapse in payment. given them the reason of OOC and TAC issue.

Regardless of which FlexiPay (with interest or Quantum exclusive benefit), both items should not entitled to cash back.

The cash back I was referring if you're committing to installment plan called Zero Interest Installment Plan (ZIIP) DURING or AT point of sales, that monthly installment amount should entitle to monthly cash rebate.

Hope this clears the confusion

according to cs if apply 0% installment for 12 months plan from shopee, will get 6% for 12 months as well.

can someone verify this. tq

I just got sms from PB that my VS is approved..
So can I cancel my QV now while keeping QM.?

It happened to me earlier too. Called first time right after transaction is transacted and didn't receive any confirmation. Called two days later after transaction is posted and the CS managed to redo for me and got the SMS almost instantly. It should read something like this:

RM0.00 PBB card txn at <merchant name> for RMxxxx has been converted to 12 months instalment @.00%

my case bit diff, i had call to convert for flexi payment on 7-6-19, not receive any SMS but today check online it already convert to interest free 12 months on the day i called to CS

For PBB Visa Signature, min income RM80k. Is there any chance they will approve my application if my salary is below RM80k?

Even i got my quantum and wanted to add an VS also been rejected , income >80k.

WT .... 

Any idea to appeal guys?

in the e-CCRIS, 0 just mean you pay on time, doesn't mean you pay FULL on time.

so i think if your outstanding balance is high every month in CCRIS, I believe bank will think you might only pay the minimum amount and you are in big trouble of debt to other banks. So they might not want to take the risk with you even though your annual salary exceeded the requirement.

just my thought.

Use PB QM/VS to topup Boost so you get online CB from PB.
Fave App and Boost App must be installed in the same phone.
At Fave App, "My Payment Methods", choose E-wallets (Boost) as Primary, instead of Credit or Debit Card or Online Banking.
You will get rewards from both FavePay and Boost (Shake Reward).

I have a Quantum MasterCard. If I buy say a RM1200 item and opt for 12 monthly installments of RM100 each, would I get 5% cashback for the RM100 every month (effectively giving me 5% on the RM1200) or would the cashback be based on the purchase price (ie maximum of RM30 only)?

Cashback will be awarded for the total purchase price only, max RM30.