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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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beLIEve
post Dec 12 2018, 04:54 AM

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QUOTE(deanitro @ Dec 12 2018, 03:10 AM)
is shopee app purchase eligible for 5% online shopping cash rebate?
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Yes. Make sure you choose credit card and use quantum MasterCard. Don't choose FPX
beLIEve
post Dec 12 2018, 04:35 PM

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QUOTE(peri peri @ Dec 12 2018, 03:12 PM)
yeah, but 2 years cool off is just mad

many others banks being revised from 12 months to 6 months nowaday as a fresh applicant.
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I guess they're probably aware of people applying and cancelling cards for the gifts. I know someone who openly ask a bank how soon he can cancel his card after getting the gifts while he's collecting his new card.

This post has been edited by beLIEve: Dec 12 2018, 04:35 PM
beLIEve
post Dec 13 2018, 01:47 AM

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QUOTE(BacktoBasics @ Dec 12 2018, 11:30 PM)
If I have plenty of purchases in that month it would be hard to track

I wonder if we are request the breakdown from pbb
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For a max of $38, you seriously want to do that?

1. Check the 4th post for a list of merchants. If yours is there, then likely you got cash back buying from them.

2. Extracted from experts here : If you receive One Time Password on your phone, then it's deemed online transaction.

3. Multiply your cashback by 20 (for Quantum) or by [100÷6] (Visa Signature). See what are the transactions that sum up to this amount.

This post has been edited by beLIEve: Dec 13 2018, 01:48 AM
beLIEve
post Dec 13 2018, 01:29 PM

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QUOTE(Dhang @ Dec 13 2018, 01:21 PM)
Hi, I would like to ask about the RM288 Shopee Voucher.

1. Is there any minimum spending amount?
2. What is the expiry date?
3. Does it apply to all products or just Preferred Sellers/Shopee Malls only?

Would appreciate your reply since I can't find the terms and conditions in the product FAQ at the public bank website. Thank you.
notworthy.gif
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1. No minimum spending, but you lose the balance if your purchase is below $288 in a single checkout. So, add everything you want until total is >= $288. Shipping pay separately.

This is a shopping cart voucher. And shoppee doesn't allow you to use discount vouchers when you use shopping cart vouchers. Shipping voucher can.

2. I don't remember. I think it was 6 months. You should see it in your SMS.

3. Preferred Sellers/Shopee Malls. From my question in the Citibank thread, this is imposed by Shoppee.

This post has been edited by beLIEve: Dec 13 2018, 01:31 PM
beLIEve
post Dec 13 2018, 07:10 PM

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QUOTE(David83 @ Dec 13 2018, 06:43 PM)
5am something!
I'm still snoozing deeply!  blink.gif
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While I haven't sleep. Man......work
beLIEve
post Dec 15 2018, 04:44 AM

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They are already sponsoring 30 grands a week = 120 grands a month.....only not to a single person tongue.gif
beLIEve
post Dec 15 2018, 04:34 PM

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QUOTE(qqbill @ Dec 15 2018, 04:13 PM)
hi guys, is there any method for me to get current month's statement balance without internet banking?

i applied one supp card with splitted statement for my family member and didn't receive any statement (i had put my email in the supp card application form though) until today.

tried IVR but it's asking for TPIN code which i don't have.
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Talk to customer service?
beLIEve
post Dec 15 2018, 04:37 PM

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QUOTE(roticanai92 @ Dec 15 2018, 03:33 PM)
Hi guys, I just MNP-ed to Digi and I'm not receiving any OTP now sad.gif
Called in to CS and CS directed me to a different phone number for PBE CC CS, but when I dialed it's only a voice recording!

Any idea how I can fix the OTP?
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Did you try a second time, let's say, an hour later? Or try something on PBe that needs OTP?
beLIEve
post Dec 17 2018, 01:32 AM

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QUOTE(eddie2020 @ Dec 17 2018, 01:16 AM)
if we already have cc with pbb, and we still need another cc.. we apply through rp or pbb, we need provide document and need them verify again?
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Yes. A couple of reasons I could think of is to verify you're still employed and if your income changed.

If you just got your card like 1-2 months ago, maybe you can ask for an exception. Customer Service also said no guarantees that'll it'll be approved.
beLIEve
post Dec 17 2018, 01:11 PM

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QUOTE(ayamback @ Dec 17 2018, 12:56 PM)
12 swipes does not include online transaction (no swiping)?
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I think should include online. If we follow the swipe term strictly, according to Google dictionary :

3. pass (a swipe card) through an electronic device designed to read and process the information encoded on it.

Nowadays, most terminals are reading the chip or contactless, so there is no passing through. You'll have to insist the merchants to use the swipe method.

So I guess you'll have to call public bank up to confirm.
beLIEve
post Dec 17 2018, 01:43 PM

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QUOTE(colinwong89 @ Dec 17 2018, 01:39 PM)
Is the PBB Quantum Visa still eligible for online cashback? RP now says the 5% cashback is only for "entertainment and shopping at departmental stores".

https://ringgitplus.com/en/credit-card/Publ...#ReadMoreReview
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As far as I know, only Quantum Mastercard and Visa Signature has online cashback features of 5%-6%. Quantum Visa is Entertainment and Departmental, not sure if it was eligible in the past though.
beLIEve
post Dec 17 2018, 01:57 PM

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QUOTE(attentional @ Dec 17 2018, 01:36 PM)
Who can answer this kind of question? doh.gif doh.gif

Just wait and see
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This one requires some divination skill. Didn't learn that tongue.gif

QUOTE(gliwan2002 @ Dec 17 2018, 01:50 PM)
I believe there are many hidden tigers crouching dragons here that cn answer my query??
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6.20am is first reload or last reload?
beLIEve
post Dec 21 2018, 11:19 AM

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QUOTE(SNHY693 @ Dec 21 2018, 10:49 AM)
Update on Shopee issue, this is their reply

Please be informed that the Bank is only acting in the capacity of a Billing Agent for Biller (Merchant). In other words, the billing is done by Merchant and all data pertaining to the transactions made on your Credit Card are from the Merchant not the Card Issuing Bank.

As long as the Merchant had indicated to us that the said transaction is an Online Transaction or E-Commerce Transaction, Cardmember will enjoy 5% Cash Back when using their Quantum MasterCard to make the purchases (capped at RM 30.00 Per Month Per Principal Cardmember).

The email also mentioned that one of the shopee transactions is not indicated as online transaction.... but then the next sentence mentioned they will deduct my VIP Points and credit the cashback to me next month. Is this considered goodwill or what?
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Gurus here say that Public Bank treats transactions with One Time Password as Online. If you received the OTP over SMS for this transaction, then they are correcting their mistake. If you did not, then it's goodwill.
beLIEve
post Dec 21 2018, 04:00 PM

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SP4M Week 22 out loh
beLIEve
post Dec 22 2018, 11:40 PM

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QUOTE(timo1003 @ Dec 22 2018, 11:21 PM)
I see. Guess it could be true. Still, one way to 'settle' this is for the particular person(s) to produce OTP ss. But there's no need for that at all..

Anyway, I was informed verbally over the phone that it DEPLETED at 7.10am, that I am sure of. Hence my 'saltiness' laugh.gif. If it's true, then anyone who managed to get cb just 1-2 minutes after that, can be considered lucky.
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Actually, perhaps the few mins difference can be caused by time taken to read and type in your OTP, and for BP to charge to your card, etc. Ultimately, should be the time the bank captures the transaction (which should not be too far off the time in the OTP).
beLIEve
post Dec 23 2018, 04:32 PM

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darrenz
Departmental [MCC: 5311]
THE STORE - PUDU PLAZA (upper floor - clothes only) - eligible for 5% cash back

This post has been edited by beLIEve: Dec 23 2018, 04:33 PM
beLIEve
post Dec 24 2018, 12:43 AM

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QUOTE(ayamback @ Dec 24 2018, 12:40 AM)
Hmm.. but for Week 21 onwards, I've been topping 8 x RM60 for BigPay between 0000 and 0045 every Monday....
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Did you send SMS to participate?
beLIEve
post Dec 24 2018, 01:27 AM

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QUOTE(labtec @ Dec 24 2018, 01:24 AM)
is it because it is show as transaction on sunday in public bank statement? i saw mine posted transaction on sunday even though i did it at 1am monday
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According to the gurus, you're seeing Sunday as posted date because the payment gateway's timezone is behind Malaysia. For this type of spending, you have to wait until the payment gateway's time is Monday 12am+, not your local time. I think you can open a case with Customer Service and send them screenshots of your One Time Password. It has the time from Public Bank's server.

He's using BigPay. That is well known to be a local server, i.e. based in Msia.
beLIEve
post Dec 24 2018, 03:29 AM

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QUOTE(eddie2020 @ Dec 24 2018, 03:27 AM)
guys now QMC reload big pay no longer give cb online transaction? my last rm30 CB is on sept. then i didnt get any, today only realize..
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Edit : Got, as long as you receive the One Time Password during topup.

This post has been edited by beLIEve: Dec 24 2018, 03:40 AM
beLIEve
post Dec 24 2018, 03:38 AM

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QUOTE(LostAndFound @ Dec 24 2018, 03:36 AM)
He asking about the standard RM30 cashback not the SN4M.
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wooops sorry

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