If this is real , then total amount at least 5m .
Keep 12 years kasih compounding ,
alamak ,become 10m .

Immediately retired .

kecik miou here...
No 1mil balance... btw

Bang , tak boleh retired . 300k dividend per year cannot enjoy life kuat kuat.

Unker very greedy haha.

Some banker told me , 5 Million cash is the number to aim for retirement.

But some people also told me, the things money can do for you get less when you got older.
5 million for a 40 year old, and 5 million for 60 year old - different.

Personal loan promo (not in Malaysia)

APR 5.25%, Flat rate 2.82% (inclusive insurance).

Does it worth to take this personal loan, and invest in ASNB ?

Please throw your opinion...thanks

interest rate start from 5.25% apr equivalent to 2.82% flat <---  tak faham ,

sorry to ask noob question here ,  what is the interest charge per year ??????

interest rate start from 5.25% apr equivalent to 2.8% flat <-- i tak faham oso , please teach me .

U invest in ASNB becoz it's stable, but want to borrow money in foreign currency... ??

U gonna cry man bcoz of the fluctuation

Please Take Note 

ASM 1 is available now for top-up!

Too bad, I can only top-up RM 200 into ASM 1, as I have no more eFD, and the rest of my money is locked up in my money market fund.

My pocket is not as deep, as the pocket of guy3288, OPT, bbgoat, cklimm, DBHILUHDAQWISRTNJ and so on.

But I have will for all ASM 1,2,3.. only ASM3 got charged  will call them up and ask on Tuesday

how?   

I have waited for 36 days since end of Jan, despite balance 13 more days, I give up on ASM, and started topup ASW.....

So how? gg ?

This confirm?

So we expect ASM2 - 5% to 5.25% ???

5.5% is low of course, what to do? economy not so good.

Put in EPF also limited 60k /year

Dont think will hit 5.75%...

In history ASM > ASM2

My personal view on this
-  at least the dividends reflect the state of economy in the country. Some people who are jelly of PNB higher dividends payout in the past have been accusing it to be a Ponzi Scheme.  With this, it shows PNB to be transparent and solid institution.

- it is still higher than FD (at the most 4.5%) and interest rate is set to come down next year.

- Inflation rate in country of 1-2%, as compared to 3-4% in previous years, we still have a higher net gain

Dividends 6%, inflation 3% = nett gain 3%
Dividends 5.5%, inflation 1.5% = net gain 4%

at least we got some preservation of wealth, if not slightly increase in wealth , no?